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Ready to buy a new home in Cefn Mawr? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cefn Mawr transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Cefn Mawr

Having sold my house in Cefn Mawr last August but our buyer keeps whats apping daily complaining that his solicitor is waiting to hear from mine. What are the post completion sale legalities now that I have sold?

Post completion of your house sale your solicitor should forward the transfer deeds and all of the paperwork to the buyer’s solicitors. Depending on the transaction, your lawyer must also send confirmation that the home loan has been redeemed to the buyers conveyancers. There is unlikely to be post completion tasks specific conveyancing in Cefn Mawr.

I am about to put an offer on a leasehold flat in Cefn Mawr. The estate agents assure me that it is usual for flats in Cefn Mawr to have less than 75 years remaining. I am obtaining a mortgage with Tesco Bank. Is this going to be acceptable if the lease has 72 years left.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/7/2019 the requirements read as follows :

Mortgage term plus 30 years (subject to a minimum unexpired term of 55 years). Please contact us as detailed in 1.11b should this not be the case.
For new build properties, the following lease terms are not acceptable:
- The unexpired lease term on a new build flat is less than 125 years
- The unexpired lease term on a new build house is less than 250 years
If the lease cannot be amended to comply with the above, the case cannot proceed. Please advise us immediately where the case cannot proceed.
Contact point as detailed in 1.11b.

What can a local search tell me concerning the property my wife and I buying in Cefn Mawr?

Cefn Mawr conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search company for instance Onsearch The local search is essential in every Cefn Mawr conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search will reveal data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.

I have todaydiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Cefn Mawr for a purchase of a leasehold apartment 18 months ago. How can I check that the property is not still registered in the name of the former proprietor?

The quickest method to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cefn Mawr conveyancing specialists.

I need to appoint a conveyancing solicitor for residential conveyancing in Cefn Mawr. I have land on a web site which appears to be the perfect offering If it is possible to get all the legals done via email that would be preferable. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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