We are looking to buy a flat and require a conveyancing solicitor in Overton who is on the Nationwide approved panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nationwide . We don't recommend any particular firms conducting conveyancing in Overton.

I am helping my mother sell her flat in Overton. Does the solicitor arrange an energy performance certificate or it is for me to see to?

Following the abolition of Home Packs, energy assessments became a mandatory element of selling a house. An energy assessment must be commissioned prior to the property being advertised. This is not a task that law firms normally organise. Where you are using a Overton conveyancing solicitor they may help arrange energy assessments due to their contacts with reputable local accredited person

I have been told by my conveyancer that missing deeds insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Overton?

The right level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Barclays and Virgin Money. Conveyancing lawyers as opposed to members of the public take out such insurances.

I have a mortgage with Kent Reliance for my property in Overton. Conveyancing was finalised some time ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Kent Reliance?

Kent Reliance must be informed of your intention prior to letting out your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. It should not be necessary to do this via a Kent Reliance conveyancing panel lawyer.

I used Action Conveyancing several years past for my conveyancing in Overton. I now require my papers but the law firm is no longer operating. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Overton of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

In surfing the internet for the words conveyancing in Overton it shows results of many solicitorslocally. How do I determine which is the right conveyancing solicitor for the sale of my house?

The preferential method of seeking the right conveyancer is via personal testimonial, so enquire of colleagues and those you trust who have acquired a property in Overton or the local estate agent or financial adviser. Costs for conveyancing in Overton differ, so it's advisable to obtain at least three fee calculations from different conveyancers. Make sure that you clarify that the charges are assured not to escalate.

Frank (my husband) and I may need to let out our Overton ground floor flat for a while due to a career opportunity. We used a Overton conveyancing firm in 2003 but they have closed and we did not have the foresight to get any advice as to whether the lease allows us to sublet. How do we find out?

A lease dictates the relationship between the freeholder and you the leaseholder; specifically, it will indicate if subletting is banned, or permitted but only subject to certain caveats. The accepted inference is that if the lease contains no expres ban or restriction, subletting is allowed. The majority of leases in Overton do not contain subletting altogether – such a provision would adversely affect the market value the property. Instead, there is usually simply a requirement that the owner notifies the freeholder, possibly supplying a copy of the sublease.

Leasehold Conveyancing in Overton - Sample of Questions you should ask Prior to buying

Is anyone aware of any major works anticipated that could add a premium to the service fees? Best to be warned if fixing the lift or some other significant cost is coming up that will be shared by the leasehold owners and will materially impact the level of the maintenance costs or result in a specific invoice. Does the lease contain onerous restrictions?