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Recently asked questions about conveyancing in Overton

A mortgage agreement from Nationwide for the remortgage of my 2 room garden flat is due any day now. Could you recommend a low cost conveyancing law firm in Overton?

You are on the wrong site if you are seeking the lowest fares for conveyancing solicitors in Overton. Our goal is to offer affordable conveyancing but we do not aim to work with the cheapest lawyers. Do not be seduced by companies offering £100 conveyancing in Overton. At best, in deciding on low cost conveyancing, you will end up with what you pay for and at worst you will end up spending a lot in additional fees and still not receive the service required.

Having sold my house in Overton last February but my buyer keeps whats apping every few hours to say her conveyancer is waiting to hear from mylawyer. What are the post completion sale formalities following completion?

After completion of your house sale your lawyer is obliged to send the transfer documentation and all additional paperwork to the purchaser's conveyancer. Where appropriate, your solicitor must also send confirmation that the legal charge in favour of the lender has been paid off to the buyers solicitors. There are no post completion requirements specific conveyancing in Overton.

Do I need to have a meeting at the offices of the solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Overton so that I can pop in to their offices when needed.

As opposed to 15 years ago, most banks no longer need their conveyancing panel solicitor to witness the mortgagors signature. It will still be necessary for you to provide identification documents and there are still manifest advantages to choosing a locally based solicitor, in your case a conveyancing solicitor in Overton.

I am buying a new build flat in Overton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Overton

    The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I am in need of some leasehold conveyancing in Overton. Before I set the wheels in motion I would like to find out the remaining lease term.

Assuming the lease is registered - and almost all are in Overton - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Leasehold Conveyancing in Overton - A selection of Queries before Purchasing

    Is anyone aware of any major works on the horizon that will increase the maintenance costs? For most Overton leaseholds the cost for major works are not included within service charges, albeit that there some managing agents in Overton require tenants to pay into a reserve fund created for the specific purpose of establishing a fund for major repairs or maintenance. Most Overton leasehold flats will have a service bill for the upkeep of the building levied on behalf of the landlord. If you purchase the apartment you will have to pay this contribution, usually quarterly accross the year. This may differ from a few hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a ground rent to be met annual, normally this is not a large amount, say approximately £50-£100 but you need to check it because sometimes it could be prohibitively expensive.

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