Having sold my house in Ellesmere last November but my buyer keeps texting every few hours to moan that her lawyer needs to hear from mine. What are the post completion sale legalities now that I have sold?

Following your house sale your solicitor should forward the transfer documentation and all additional paperwork to the purchaser's solicitors. If applicable, your lawyer must also evidence that the legal charge in favour of the lender has been repaid to the buyers solicitors. There are no post completion steps peculiar conveyancing in Ellesmere.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Ellesmere is the location of the property. Can you shed any light on this issue?

Flying freeholds in Ellesmere are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Ellesmere you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ellesmere may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I'm remortgaging my existing property to a buy to let mortgage with Barclays Direct and I will use the ballance of the raised equity as a deposit on another property. The area we are talking about is Ellesmere. Will your lawyers be able to act for both sets of lenders and link together the transactions?

Make use of our comparison tool on this page to check that the solicitors are approved by both banks. Having checked that they are your solicitor will be able to tie up the two deals but you should have a chat with you conveyancer and specify your expectations and needs.

My husband and I are 14 days into a residential purchase having been recommend to a firm by the selling agent to perform conveyancing in Ellesmere. We are not happy. Could you you assist me in finding new lawyers?

A lawyer would need to be really poor in order to consider changing them. Has your mortgage been generated? If so you need to make them aware of the new contact details and have the offer are re-sent. The conveyancer should be on the mortgage company panel to avoid added expenses and complications. So that should be your first question of the new solicitors. The search tool should assist you in finding a lender approved solicitor for your home move in Ellesmere

In relation to leasehold conveyancing in Ellesmere what are the most common lease problems?

Leasehold conveyancing in Ellesmere is not unique. Most leases are individual and legal mistakes in the legal wording can result in certain sections are missing. The following missing provisions could result in a defective lease:

Maintenance charge proportions which don’t add up to the correct percentage A provision to repair to or maintain elements of the property

You will have a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Barclays , The Mortgage Works, and TSB all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to grant the mortgage, forcing the buyer to withdraw.

Ellesmere Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing

How many years are left on the lease? Most Ellesmere leasehold apartments will be liable to pay a service charge for maintenance of the block set by the landlord. Where you acquire the property you will have to meet this amount, usually periodically accross the year. This may be anything from a few hundred pounds to thousands of pounds for blocks with lifts and large communal areas. There will also be a rentcharge for you to pay annual, normally this is not a exorbitant amount, say around £25-£75 but you need to check as occasionally it could be prohibitively expensive. In the main the cost for major works are not wrapped into the service charges, although there some managing agents in Ellesmere obliged leasehold owners to pay into a sinking fund and this is used to offset against major works.