I am assisting my step-mother sell her house in Baschurch. Does the conveyancing solicitor commission the EPC or it is for the seller to see to?

Following the demise of Home Packs, energy assessments was maintained a required component of moving house. An EPC must be to hand before the property is advertised. This is not a task that solicitors normally arrange. Where you are using a Baschurch conveyancing solicitor they might help arrange EPC’s due to their contacts with reputable local accredited person

This question may be naive but I am wet behind the ears as FTB of a garden flat in Baschurch. Do I pick up the keys to the house on completion from my conveyancer? If this is the case, I will appoint a local conveyancing solicitor in Baschurch?

On the day of completion you will not be required to go to the conveyancers office in Baschurch. Conveyancing lawyers for you will transfer the purchase money to the seller's solicitors, and shortly after the monies have arrived, you should be called to collect the keys from the Estate Agents and start moving into the property. Usually this occurs early afternoon.

I have today made my last payment due on my mortgage with . I assume I don't need a Baschurch on the panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where has sent the Land Registry the discharge electronically, and
3. has instructed the Land Registry to do so

A friend advised me that where I am buying in Baschurch I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is sometimes quoted for as part of the standard Baschurch conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Baschurch around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data concerning Baschurch.

I own a 4 bedroom Edwardian house in Baschurch. Conveyancing practitioner acted for me and . I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the matching property. I'd like to know for sure, how can I find out??

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Baschurch and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with the conveyancing practitioner who conducted the conveyancing.

The estate agent has sent us the confirmation of our purchase of a new build flat in Baschurch. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Baschurch

Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

Due to the encouragement of my in-laws I had a survey completed on a house in Baschurch ahead of instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some banks will refuse to give a loan on a flying freehold home.

It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to telephone us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Baschurch. Conveyancing may be slightly more expensive based on your lender's requirements.