Are the Wem conveyancing solicitors identified as being on the Bank of Ireland conveyancing panel, together with their details provided by Bank of Ireland?
Wem conveyancing firms themselves provide us confirmation that they are on the Bank of Ireland conveyancing panel as opposed to being supplied with a list from Bank of Ireland directly.
We are expecting a mortgage offer soon. The lender mentioned the home loan came with free conveyancing. Does this mean I have to instruct their panel conveyancer as I would much rather instruct a high street conveyancing solicitor in Wem?
You should check but the chances are that appoint one of their panel lawyers should you want the "fee-free" incentive. Contact the mortgage company and check if they offer you a cash alternative. Some lenders have previously offered a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor near Wem.
I have been on the look out for a flat up to £235,500 and found one near me in Wem I like with amenity areas and transport links nearby, the downside is that it's only got 51 remaining years left on the lease. I can't really find anything else in Wem suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a mortgage that many years will be problematic. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
My step-father has recommend that I use his conveyancers in Wem. Do I take his advice?
There are no two ways about it the best way to find a conveyancing solicitor is to seek feedback from friends or relatives who have experience in using the solicitor that you are contemplating using.
I am purchasing a maisonette and cash is in place. I have provided conveyancer with 2 separate evidence of photo identification, bank statement, endless utility bills. Now he needs a copy from a probate lawyer stating that the money is in place and that it has come from inheritance and not via illegitimate means.
In today’s world you will not be able to complete any Wem conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Proof of your source of funds is required under Money Laundering laws.