It is 10 years ago since I bought my property in Wem. Conveyancing solicitors have now been instructed on the sale but I am unable to track down my title deeds. Is this a major issue?
You need not be too concerned. First the deeds may be with your mortgage company or they could still be with the solicitor who handled the purchase. Secondly in most cases the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in Wem involves registered property but in the rare situation where your home is not registered it is more of a problem but is not insurmountable.
Do I have to pop into the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Wem so that I can attend their offices if necessary.
Most conveyancing panel lawyers for banks carry out the vast majority of work through the post, e-mail or over phone calls. This means that they can undertake the legal work for your home move regardless of where you live in the country. Nevertheless you should check if you can still book an appointment to visit conveyancing lawyer if just in case this is required.
I need some expedited conveyancing in Wem as I have pressure to sign on the dotted line within one month. Luckily I do not require a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?
As you are are a cash purchaser you are at free not to have searches conducted although no solicitor would recommend that you don't. Drawing on years of experience of conveyancing in Wem the following are examples of issues that can show up and adversely impact future mortgageability: Refused Planning Applications, Outstanding Charges, Overdue Grants, Unadopted Roads,...
Due to the encouragement of my in-laws I had a survey completed on a property in Wem prior to retaining solicitors. I have been informed that there is a flying freehold element to the property. My surveyor has said that some banks may refuse to grant a loan on this type of property.
It varies from the lender to lender. Bank of Scotland has different instructions from Birmingham Midshires. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Wem. Conveyancing may be slightly more expensive based on your lender's requirements.
We are in the process of purchasing a flat in Wem. Can the lawyer keep our purchase price private from sites such as Nestoria. Is this possible and how?
HMLR as a matter of law bound to reveal price sold information on the official title for residential properties nationwide which includes properties in Wem. The Title Register is a public document, so HMLR would be breaching their statutory obligations if they failed to grant access to the register.
In essence you can make a request of HMLR to withhold the price paid data but the answer will be a No.