I have just started taking steps with a view to changing my current residential mortgage to a BTL Accord Mortgages Ltd mortgage. I have been informed by my broker that I require a lawyer as part of the process. I got in contact with my previous Wem conveyancing solicitor who dealt with the legals when I originally acquired the premises. The quote e-mailed to me of £550 is an eye-watering amount to do this as I am not require purchase conveyancing - it’s just a bog-standard refinance.

The estimate does seem a tad steep. Where you are willing to invest time comparing costs you might decrease the fees slightly by say a hundred pounds. That being said, assuming were happy with the service the firm gave you mightcome to rue choosing an an unknown conveyancer. If is important to check that the solicitor can represent Accord Mortgages Ltd. You can use our search tool to find a Wem conveyancing firm on the Accord Mortgages Ltd member panel, which can often include conveyancing solicitors in Wem.

We are about to sign contracts for a semi detached house in Wem. We encountered a stumbling block. The mortgage offer with Chelsea Building Society expires on 27/1/2026 but the sellers are suggesting a completion date of 29/1/2026. Can one extend the mortgage expiry date?

The best person to address this question is your lawyer who is in a position to calculate if they should be discussing with the bank, owner’s representatives, property agents or possibly all three based on the circumstances your conveyancing as of today.

Is there a search tool that I can utilise to check that the solicitor conducting my conveyancing in Wem is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Aldermore thus paying £187.00 plus VAT in further conveyancing invoice.

Please do make the most of the search tool on this page. Please choose the lender and type ‘Wem’ or your location and you will see numerous solicitors based in Wem or by proximity to you.

Should my conveyancer be making enquiries concerning flooding as part of the conveyancing in Wem.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Wem. There are those who acquire a house in Wem, completely expectant that at some time, it may be flooded. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. Steps can be carried out during the course of a property purchase to forewarn the purchaser.

Conveyancers are not qualified to impart advice on flood risk, however there are a number of checks that can be undertaken by the purchaser or on a buyer’s behalf which will give them a better appreciation of the risks in Wem. The conventional set of completed inquiry forms supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the vendor to find out whether the premises has suffered from flooding. If the premises has been flooded in past which is not notified by the vendor, then a buyer may commence a legal claim for losses as a result of such an misleading answer. A purchaser’s solicitors will also conduct an environmental report. This should higlight if there is a recorded flood risk. If so, further investigations should be conducted.

I have todaybeen informed that Arc property Solicitors have closed. They carried out my conveyancing in Wem for a purchase of a freehold house 12 months ago. How can I establish that my home is in my name in the name of the previous owner?

The quickest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Wem conveyancing specialists.