What can a local search tell me about the property we're purchasing in Shawbury?
Shawbury conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company for example Searches UK The local search is essential in every Shawbury conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search should provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
I have recentlybecome aware that Stirling Law have been shut down. They carried out my conveyancing in Shawbury for a purchase of a leasehold apartment 9 months ago. How can I check that my home is in my name in the name of the former proprietor?
The quickest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Shawbury conveyancing specialists.
I am purchasing my first flat in Shawbury with the aid of help to buy. The builders refused to reduce the amount so I negotiated 6k of extras instead. The house builders rep suggested that I not to tell my solicitor about this extras as it may put at risk my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Should I be wary by 3rd parties that I am dealing with are suggesting an online conveyancing firm rather than a High Street Shawbury conveyancing practice?
As with lots of service providers, often suggestions from family and friends can be worth their weight in gold. Yet there are numerous parties with a vested interest in a conveyancing matter; estate agents, mortgage brokers and lenders may put forward conveyancers to appoint. Sometimes the lawyers might be known to one of the organisations as being good in their field, but occasionally there may be a financial incentive behind the recommendation. You have the right to choose your own lawyer. You need to be aware that the majority of mortgage providers specify a panel list of law firms you have to use for the mortgage aspect of your transaction.
Am I better off to choose a Shawbury conveyancing solicitor who is local to the property I am buying? We have a good friend who can conduct the conveyancing however they are based 300miles drive away.
The primary upside of using a local Shawbury conveyancing practice is that you can attend the office to execute paperwork, deliver your identification documents and pester them where appropriate. They will also have local knowledge which is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If other friends have instructed your friend and in the main were happy that must outweigh using an unfamiliar Shawbury conveyancing solicitor just because they are local.