My wife and I are nearing an exchange on a house in Baglan and my parents have transferred the 10% deposit to my property lawyer. I am now informed that as the deposit has not come from me my conveyancing practitioner needs to disclose this to my bank. I am advised that, in also acting for the mortgage company he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the mortgage company regarding my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?

Your lawyer is obliged to clarify with lender to make sure that they know that the balance of the purchase price is not from your own funds. Your solicitor can only disclose this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

We are planning to move house in September. Does my conveyancing solicitor call the removal company on the completion day. As an aside, can you put forward a removal company in Baglan. Conveyancing solicitor was chosen prior to coming across this site.

On the afternoon of completion you will need to pick up the keys from the property agent however this can only occur once the sellers conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be released. After that you will need to advise the removal company that you are ready to move in. We do not recommend a specific removal organisation but can help you choose a conveyancing in Baglan or a lawyer with expertise in conveyancing in Baglan.

Is there a list of Co-operative panel solicitors in Baglan on the Council of Mortgage Lender’s Website?

No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few mortgage companies make their panel listings viewable on the web. Where you are seeking to appoint a Baglan property lawyer on the Co-operative please use our facility.

The formalities of my remortgage has taken place for my property in Baglan. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

Due to the input of my in-laws I had a survey completed on a property in Baglan prior to instructing solicitors. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies tend refuse to grant a loan on such a premises.

It varies from the lender to lender. HSBC has different requirements from Nationwide. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Baglan. Conveyancing may be slightly more expensive based on your lender's requirements.

As co-executor for the estate of my uncle I am selling a residence in Swansea but live in Baglan. My solicitor (who is 200 miles from mehas requested that I execute a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing lawyer in Baglan to witness this legal document for me?

strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are located in Baglan

Back In 2000, I bought a leasehold house in Baglan. Conveyancing and Accord Mortgages Ltd mortgage organised. I have received a letter from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1994. The conveyancing solicitor in Baglan who acted for me is not around. Any advice?

The first thing you should do is make enquiries of the Land Registry to make sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Baglan conveyancing practitioner to do this as it can be done on-line for a few pound. Rest assured that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Leasehold Conveyancing in Baglan - A selection of Questions you should ask Prior to buying

What is the name of the managing agents? The prefered form of lease arrangement is where the freehold title is owned by the leaseholders. In this arrangement the tenants have control and notwithstanding that a managing agent is usually retained where the building is larger than a house conversion, the managing agent retained by the leaseholders. How many of the leaseholders are in arrears for their service charge payments?