It is a dozen years since I acquired my property in Port Talbot. Conveyancing lawyers have now been appointed on the sale but I can't find my deeds. Is this a problem?
You need not be too concerned. First there is a possibility that the deeds will be kept by the mortgage company or they could be archived with the conveyancers who oversaw the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Port Talbot relates to registered property but in the rare situation where your property is not registered it is more of a problem but is resolvable.
My stepmother pointed out to me me that in purchasing a property in Port Talbot there may be a number of restrictions prohibiting external alterations to the property. Is this right?
We are aware of a number of properties in Port Talbot which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Port Talbot should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Port Talbot conveyancing solicitors on the TSB conveyancing panel are governed by the SRA?
As solicitors, in order to be on the TSB conveyancing panel they would need to be governed by the SRA. Some banks do permit licenced conveyancers on their panel in which case such firms would be governed by the Council of Licensed Conveyancers.
TSB have agreed my home loan in principle, my bid on a property in Port Talbot has been agreed to, now what?
Your estate agent will need to know who your solicitors are (make sure the lawyers are on the lender’s approved list). Telephone TSB or your broker and complete any relevant forms. TSB will appoint a valuer who will get in contact with the selling agent or vendor to schedule an appointment. Once conducted (assuming no problems) it takes approximately a week to receive the mortgage offer. TSB will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Port Talbot.
I am buying a new build apartment in Port Talbot. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Port Talbot
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
How do I use your search tool to locate a conveyancing solicitor in Port Talbot on the panel for my bank?
First select a lender such as Nationwide Building Society, Chelsea Building Society or Aldermore then choose your preferred area for instance Port Talbot. Conveyancing organisations in Port Talbot and across England and Wales should be identified.
I am 3 weeks into a freehold purchase having been recommend to solicitors by the selling agent to perform conveyancing in Port Talbot. We are not happy. Can you you assist me in finding new conveyancers?
They would need to be really bad in order to consider replacing them. Has your mortgage offer been generated? In the event that it has you need to inform them of the replacement conveyancer and ensure the loan are re-sent. The conveyancer should be on the banks panel to avoid added fees and frustration. That should be your starting point. Our search tool should assist you in finding a bank approved lawyer for your conveyancing in Port Talbot