How do I check that the solicitor carrying out my conveyancing in Porthcawl is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Nationwide Building Society thus paying £175.00 in additional conveyancing fees.
You should make the most of the find a lender approved solicitor tool on this site. Please choose the lender and type ‘Porthcawl’ or your location and you will see numerous solicitors based in Porthcawl or near you.
What is the difference between a licensed conveyancer and conveyancing solicitor in Porthcawl
Two types of professional can conduct conveyancing in Porthcawl namely CLC regulated conveyancers or solicitors. The two can provide the legal services that you need to complete the sale or purchase of property. They are both obliged to conduct Porthcawl conveyancing to the same quality and guidelines so you can be sure that your conveyancing will be properly conducted and that the necessary procedures will be appropriately adhered to.
We had appointed conveyancers based in Porthcawl on the Virgin Money solicitor panel. They are now charging me an additional charge for dealing with the Virgin Money mortgage. Is this a supplemental conveyancing fee set by Virgin Money?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your solicitor may charge a fee for this. This fee is not dictated by Virgin Money but by your Porthcawl solicitor. Plenty of firms on the Virgin Money panel will quote ’dealing with mortgage’ fee and others do not.
My partner and I have arranged a further advance on our home loan from Co-operative as we want to conduct improvements to our property in Porthcawl. Are we obliged to appoint a bricks and mortar Porthcawl solicitor on the Co-operative conveyancing panel to deal with the paperwork?
Co-operative would not normally appoint a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative list.
I am selling our home in Porthcawl and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any high street Porthcawl lawyer would know this is not the case. It does beg the question why the purchasers used a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Porthcawl. We have lived in Porthcawl for six years we know of no issue. Do we contact our local Authority to get clarification need.
It would appear that you have a conveyancing lawyer already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
three months have elapsed since my purchase conveyancing in Porthcawl took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
We're first time buyers - had an offer accepted, yet the agent advised that the owners will only go ahead if we appoint their recommended solicitors as they want a ‘quick sale’. We would rather use a high street solicitor with experience of conveyancing in Porthcawl
We suspect that the seller is unaware of this requirement. Should the vendor desire ‘a quick sale', taking such a hostile approach to a motivated buyer is is going to put the whole deal at risk. Speak to the owners direct and explain that (a)you are genuine purchasers (b)you are excited to move forward, with finances arranged © you are chain free (d) you wish to move quickly (e)however you are going to use your preferred Porthcawl conveyancing solicitors - as opposed tothose that will earn the negotiator at the agency a referral fee or hit his conveyancing thresholds set by HQ.