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Find a Porthcawl Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Porthcawl? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Porthcawl transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Porthcawl

What is the best way of choosing a leasehold conveyancing in Porthcawl?

Option 1 is to ask the people you trust who they experienced using in the past and if they were happy with the service.

Second, look on the web for conveyancing in Porthcawl. Call two or three from the list and request that they forward you their conveyancing fee calculations and discuss your needs with the solicitor who will conduct the conveyancing beforemaking your choice.

Third is to make use of this site to help you find the right lawyers taking into account your individual factors including location,timings, complications and who your intended mortgage company is. Don't take the bait of £100 conveyancing in Porthcawl

Will our conveyancer be raising questions about flooding during the conveyancing in Porthcawl.

Flooding is a growing risk for solicitors specialising in conveyancing in Porthcawl. There are those who buy a property in Porthcawl, completely expectant that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Conveyancers are not best placed to give advice on flood risk, but there are a various searches that may be initiated by the purchaser or by their conveyancers which will figure out the risks in Porthcawl. The standard property information forms supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the seller to find out whether the premises has suffered from flooding. In the event that flooding has previously occurred and is not notified by the seller, then a purchaser may issue a compensation claim as a result of such an inaccurate response. A purchaser’s conveyancers will also order an enviro search. This should higlight if there is a recorded flood risk. If so, more detailed investigations should be carried out.

I moved into my flat on 13 March and the transaction details is not yet on the land registry website. Need I be worried? My conveyancing solicitor in Porthcawl expressed confidence that it should be recorded in a couple of weeks. Are transfers in Porthcawl particularly slow to register?

There is nothing unique about conveyancing in Porthcawl registration formalities. As opposed to being determined by geographic area, timeframes can differ depending on who lodges the application, whether there are errors and whether the Land registry need to notify any third parties. As of today approximately 80% of submission are completed within 12 days but some can be subject to extensive delays. Registration is effected once the buyer is living at the property therefore post completion formalities is not usually primary concern yet where there is a degree of urgency associated with the registration then you or your solicitor should speak with the land registry and explain the circumstances.

I decided to have a survey done on a property in Porthcawl prior to retaining solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some banks will refuse to grant a loan on this type of home.

It depends who your proposed lender is. Lloyds has different instructions from Halifax. If you call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Porthcawl. Conveyancing may be slightly more expensive based on your lender's requirements.

The lawyers conducting our conveyancing in Porthcawl has forwarded papers to review that show the land is unregistered with epitome documents. How can it be that the property not registred at HM Land Regsitry?

Although the vast majorities of properties in Porthcawl are now registered with the Land Registry there are still a few that are unregistered. Any property in Porthcawl that has been remortgaged since the late 1980’s will have been registered at the HM Land Registry under the compulsory ‘first registration’ scheme. However, if a Porthcawl property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Porthcawl conveyancing solicitors should be able to handle this type of conveyancing but where uncertainty prevails the conventional proposition nowadays appears to be for the seller’s conveyancer to deal with the registration formalities first and thereafter sell - this will have a knock on effect to cause a significant delay.

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Find out more about how flying freehold can affect your the value of a property.