We are planning to buy with Norwich and Peterborough Building Society. We have called around locally but cant to find a Porthcawl conveyancing firm on the Norwich and Peterborough Building Society panel. Can you help?
You should make the most of the find a conveyancing panel solicitor tool on this site. Please choose the lender and type Porthcawl or your location and you will be presented with a number of lawyer offices in Porthcawl or by proximity to you.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Porthcawl?
There are many recorded licenced Conveyancers in Porthcawl and Solicitor practices in Porthcawl offering conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. The two can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
Is it the case that all Porthcawl solicitors on the Skipton conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Skipton approved list of solicitors they would need to be governed by the SRA. Many mortgage companies do list licenced conveyancers on their panel and in such a situation the practice would be overseen by the CLC.
After months of negotiation I have agreed a price on a house in Porthcawl. My mortgage broker suggested a lawyer. I paid an advanced payment of £200. A couple of days later, the conveyancing practitioner called me to say that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Various web forums that I have frequented warn that are a common cause of delay in Porthcawl conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays during the legal transfer of property. Local searches are unlikely to be the root cause of delay in conveyancing in Porthcawl.
I own a terraced Georgian property in Porthcawl. Conveyancing practitioner represented me and Clydesdale. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold under the exact same property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Porthcawl and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing solicitor who conducted the conveyancing.
Should I choose a Porthcawl conveyancing solicitor who is local to the property I am buying? We have a good friend who can perform the legal work but his firm is located approximately 350kilometers away.
The benefit of a local Porthcawl conveyancing practice is that you can drop in to sign documents, hand in your ID and pester them where appropriate. They will also have local knowledge which is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and on the whole were happy that must outweigh using an unknown Porthcawl conveyancing solicitor just because they are Porthcawl based.