I am assisting my step-mother sell her flat in Bridgend. Will the conveyancing solicitor order an energy performance certificate or should I organise this?
Following the abolition of Home Information Packs, energy performance certificates became a required part of selling a property. An EPC must be to hand in advance of the property being advertised. This is not a task that law firms ordinarily organise. Where you are instructing a Bridgend conveyancing solicitor they might be able to arrange energy assessments due to their relationships with long established local accredited person
I have decided to exercise my right to buy my property in Bridgend off the council. I have a mortgage offer with Principality. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.
The formalities of my remortgage has taken place for my property in Bridgend. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
We are purchasing a property and the solicitor has mentioned Chancel Repair to which the house could be obligated to pay because it falls into the area of such a church. He has mentioned insurance. Is this strictly required for conveyancing in Bridgend
Unless a prior purchase of the property completed post 12 October 2013 you could take it that conveyancing practitioners delivering conveyancing in Bridgend to continue to recommend a chancel search and or insurance against a claim.
The estate agent has sent us the confirmation of our purchase of a new build flat in Bridgend. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Bridgend
There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared.
I am looking for a conveyancing solicitor in Bridgend for my house move. Is there any facility to review a solicitor's complaints history with the legal regulator?
Members of the public can read presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes recorded call for training requirements.
I am hoping to put an offer on a small detached house that seems to meet my requirements, at a great figure which is making it all the more appealing. I have subsequently been informed that it's a leasehold rather than freehold. I am assuming that there are particular concerns buying a house with a leasehold title in Bridgend. Conveyancing solicitors have not yet been instructed. Will my lawyers set out the risks of buying a leasehold house in Bridgend ?
Most houses in Bridgend are freehold rather than leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can help the conveyancing process. We note that you are buying in Bridgend so you should seriously consider shopping around for a Bridgend conveyancing practitioner and check that they have experience in transacting on leasehold houses. First you will need to check the number of years remaining. Being a tenant you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as requiring the landlord’sconsent to carry out changes to the property. It may be necessary to pay a contribution towards the upkeep of the communal areas where the property is located on an estate. Your solicitor will advise you fully on all the issues.
Leasehold Conveyancing in Bridgend - A selection of Queries Prior to buying
It is important to be aware if fixing the lift or some other significant cost is due in the foreseeable future that will be shared by the leaseholders and could well dramatically increase the the service costs or result in a specific invoice. If a Bridgend lease has no more than eighty years it will affect the marketability of the flat. Check with your mortgage company that they are happy with the length of the lease. A short lease means that you will almost definitely have to extend the lease at some point and you need to have some idea of what this will be. For most Bridgendlease extensions you will be required to have owned the property for two years before you are eligible to carry out a lease extension. You will want to discover as much as possible regarding the company managing the block as they will affect your use and enjoyment of the property. As the owner of a leasehold property you are frequently at the mercy of the managing agents from a financial perspective and when it comes to daily matters such as the tidiness of the common parts. Enquire of other tenants if they are happy with their management. On a final note, find out the dates that the service charges are due to the appropriate party and specifically how they are spending the funds.