Would the conveyancing solicitors listed on your site conduct conveyancing in Bridgend by way of an attended exchange?

We do have a number of conveyancing experts who can conduct attended exchanges. Do call us to get a costs illustration and details as to availability.

I own a freehold property in Bridgend yet charged rent, why is this and what is this?

It is rare for properties in Bridgend and has limited impact for conveyancing in Bridgend but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges post 1977.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

I am purchasing a new build house in Bridgend benefiting from help to buy. The developers refused to reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent told me not disclose to my lawyer about the extras as it may adversely affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a house in Bridgend before retaining conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies may not give a loan on a flying freehold property.

It varies from the lender to lender. Santander has different instructions for example to Halifax. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bridgend. Conveyancing will be smoother if you use a solicitor in Bridgend especially if they are acquainted with such properties in Bridgend.

What tools are available to identify a Bridgend solicitor on the The Mortgage Works conveyancing panel? I am a keen cyclist and am prepared to travel upto 20kilometers to meet the lawyer.

You can use the facility on this page. Please choose the mortgage company and your location and you will see a number of Bridgend conveyancing lawyers locally. We have detailed some Bridgend conveyancing firms at the bottom of this page and you can telephone them to verify whether they are on the The Mortgage Works member panel