I am purchasing a newly built flat in Bridgend and my conveyancer is advising me that she has to the bank to disclose incentives from the developer. I am under pressure to sign contracts and my preference is not to delay the conveyancing. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

It is is a decade since I acquired my property in Bridgend. Conveyancing solicitors have recently been appointed on the sale but I can't locate the title documents. Will this cause complications?

You need not be too concerned. Firstly the deeds may be retained by the lender or they may stored with the lawyers who handled your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. Nearly all conveyancing in Bridgend involves registered property but in the rare situation where your home is not registered it is more tricky but is not insurmountable.

I am planning to acquire a flat and need a conveyancing solicitor in Bridgend who is on the Clydesdale solicitor. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Clydesdale in certain locations such as Bridgend. We dont recommend any particular firm.

My partner has urged me to instruct his conveyancing solicitors in Bridgend. Should I use them?

There are no two ways about it it’s preferable to choose a conveyancing lawyer is to seek guidance from friends or family who have actually previously instructed the solicitor that you are considering.

Should I cancel the direct debit for my mortgage with Nottingham once a completion date for my home sale in Bridgend has been agreed?

You are best advised to continue paying any mortgage payments to Nottingham until the mortgage is discharged from the proceeds of sale as part of your Bridgend conveyancing.