I am buying a new build apartment in Pencoed and my lawyer is informing me that she is duty bound to the lender to reveal incentives from the builder. I am nearing the developer’s deadline to exchange and I have no desire to prolong matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am looking to buy a property and need a conveyancing solicitor in Pencoed who is on the Skipton Building Society approved. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Skipton Building Society in certain locations such as Pencoed. We dont recommend any particular firm.
I am helping my aunt sell her flat in Pencoed. Does the conveyancing solicitor arrange an EPC or it is for the owner to see to?
Following the abolition of Home Information Packs, EPC’s was kept a mandatory part of moving house. An EPC should be to hand in advance of the property being advertised. This is not as aspect of the sale process that conveyancers ordinarily arrange. Where you are instructing a Pencoed conveyancing solicitor they might be able to arrange energy performance certificates due to their contacts with reputable Pencoed assessors
Forgive me if this question is silly but I am unexperienced as a first time purchaser of a ground floor flat in Pencoed. Do I receive the keys to the property on completion from my solicitor? If so, I will find a High Street conveyancing solicitor in Pencoed?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's solicitors, and shortly after the monies have arrived, you should be called to receive the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
Completion of my purchase has taken place for my property in Pencoed. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I am downsizing from our home in Pencoed and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A high street Pencoed conveyancer would know that there is no such problem. It does beg the question why the buyers are using a web based conveyancing outfit rather than a conveyancing solicitor in Pencoed. Having lived in Pencoed for six years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I have justfound out that Arc property Solicitors have been shut down. They carried out my conveyancing in Pencoed for a purchase of a freehold house 12 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?
The easiest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Pencoed conveyancing specialists.