My partner and I are intent on acquiring a leasehold flat in Vale Of Glamorgan. My lawyer is not on the bank solicitor list. Is it possible for me to use my Vale Of Glamorgan conveyancing solicitor notwithstanding that they are not on the mortgage company approved list?
You must use a conveyancer to deal with the formalities if you need a mortgage to purchase your home. They will conduct all the appropriate investigations on the property, ensuring that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is dealt with. You may instruct a Vale Of Glamorgan conveyancing practitioner of your choice. However, if the solicitor selected is not a member of the lender conveyancing panel supplemental charges will be incurred as separate legal representation will be need by the bank. Bank panel applications may be submitted, so where your conveyancer has not historically applied for membership they can do so.
Our mortgage company has recommended a law firm on their panel based in Vale Of Glamorgan but I would rather use a conveyancing lawyer in Vale Of Glamorgan or nearer to where I live. Can you assist?
It is by no means the case that all Vale Of Glamorgan conveyancing practitioners are on all lender’s conveyancing panel. Use our find an approved solicitor tool to identify a Vale Of Glamorgan conveyancing firm on the on the bank panel.
My uncle pointed out to me me that in purchasing a property in Vale Of Glamorgan there may be various restrictions affecting the ability to carry out external alterations to the property. Is this right?
There are a number of properties in Vale Of Glamorgan which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Vale Of Glamorgan should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My wife and I buying a 3 bedroom semi in Vale Of Glamorgan. We would like to an extension at the rear at the house.Will legal work on the property include investigations to see if these works were previously refused?
Your property lawyer will check the registered title as conveyancing in Vale Of Glamorgan will occasionally identify restrictions in the title documents which prohibit certain works or need the consent of a 3rd party. Many extensions require local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
My lawyer has informed me that breach of easement insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Vale Of Glamorgan?
The right level of breach of easement indemnity insurance should be dictated by who who your lender is. It would differ for example between Barclays and The Royal Bank of Scotland. Conveyancing lawyers as opposed to borrowers take out such policies.
three months have elapsed since my purchase conveyancing in Vale Of Glamorgan completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How do I identify a Vale Of Glamorgan solicitor on the National Westminster Bank conveyancing panel? I have a car and am willing to travel upto 25miles to meet the lawyer.
You can use the search on this page. Please select a bank and your location and you will see a number of Vale Of Glamorgan conveyancing lawyers based on proximity. We have listed some Vale Of Glamorgan conveyancing firms towards the end of this page and you can telephone them to see whether they are on the National Westminster Bank panel