I note that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when acquiring a residence in St Athan? or I am told that there is historic law that means some homeowners living in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this appropriate for conveyancing in St Athan?

Unless a previous purchase of the premises took place after 12 October 2013 you can assume that solicitors delivering conveyancing in St Athan to continue to propose a a chancel search and or chancel repair liability policy.

How does conveyancing in St Athan differ for new build properties?

Most buyers of new build residence in St Athan approach us having been asked by the developer to sign contracts and commit to the purchase even before the residence is finished. This is because developers in St Athan typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in St Athan or who has acted in the same development.

I have been on the look out for a ground for flat up to £235,500 and found one round the corner in St Athan I like with amenity areas and station nearby, the downside is that it only has 49 years on the lease. I can't really find anything else in St Athan suitable, so just wondered if I would be making a grave error acquiring a short lease?

If you require a home loan the remaining unexpired lease term will be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of twenty four months you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.

In my capacity as executor for the will of my uncle I am disposing of a house in Cardiff but reside in St Athan. My solicitor (based 200 miles from mehas requested that I sign a statutory declaration before completion. Could you suggest a conveyancing solicitor in St Athan to witness this legal document for me?

Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are based in St Athan

I am in need of some leasehold conveyancing in St Athan. Before I get started I would like to find out the unexpired term of the lease.

Assuming the lease is registered - and almost all are in St Athan - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

St Athan Conveyancing for Leasehold Flats - A selection of Queries Prior to buying

The answer will be important as a) areas may result in problems for the block as the communal areas may begin to deteriorate if repairs are not paid for b) if the tenants have a dispute with the managing agents you will want to have complete disclosure Be sure to discover if there is anything that is prohibited in the lease. For instance plenty of leases prohibit pets being allowed in in a block in St Athan. If you like the apartmentin St Athan but your dog is not allowed to live with you then you will be faced hard decision. Please note that where the lease has no more than 80 years it will affect the value of the apartment. Check with your bank that they are content with residual term of the lease. Leases with less than 80 years remaining means that you will probably need a lease extension at some point and it is worth finding out how much this will be. For most St Athanlease extensions you will be required to have owned the premises for 24 months before you are eligible to extend the lease.