At long last a loan offer from Nationwide for the remortgage of my single bedroom garden flat is due imminently. Are you able to suggest a low cost conveyancing solicitor in Wenvoe?

You are on the wrong site if you are seeking cut-price fees for conveyancing solicitors in Wenvoe. Our aim is to provide cost effective conveyancing but we do not aim to advertise as being the cheapest. Resist the temptation to appoint companies enticing you with £99 conveyancing in Wenvoe. In your best case scenario, in deciding on cheap conveyancing, you will earn what you pay for and at worst it will result in you invoiced for additional fees and still not get the service expected.

I am remortgaging my flat in Wenvoe, does my lawyer need to be on the Co-operative Conveyancing panel?

In theory, you could use a solicitor that is not on the Co-operative conveyancing panel, but Co-operative would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.

Will my lawyer be raising questions about flooding as part of the conveyancing in Wenvoe.

The risk of flooding is if increasing concern for lawyers dealing with homes in Wenvoe. There are those who buy a property in Wenvoe, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.

Conveyancers are not qualified to offer advice on flood risk, however there are a number of checks that can be undertaken by the buyer or on a buyer’s behalf which will give them a better understanding of the risks in Wenvoe. The standard completed inquiry forms sent to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) includes a usual question of the seller to discover whether the premises has suffered from flooding. In the event that the residence has been flooded in past which is not notified by the seller, then a buyer could commence a compensation claim as a result of such an incorrect answer. A purchaser’s lawyers may also carry out an enviro report. This will higlight if there is any known flood risk. If so, additional investigations will need to be carried out.

I decided to have a survey carried out on a property in Wenvoe ahead of appointing solicitors. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some banks will refuse to issue a mortgage on this type of home.

It varies from the lender to lender. Santander has different instructions for example to Halifax. Should you wish to call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wenvoe. Conveyancing will be smoother if you use a solicitor in Wenvoe especially if they are familiar with such properties in Wenvoe.

Can you shed any light on the extent of conveyancing handled by Wenvoe conveyancing firms?

Almost all Wenvoe conveyancing companies tend to supply a number of legal advice to residential and rural land owners, sellers, first time buyers, landlords and tenants such as:

Private sale conveyancing in Wenvoe or across the country Private residential purchase conveyancing in Wenvoe and countrywide New and replacement mortgages Conveyancing relating to new build properties Registering an unregistered property Wenvoe conveyancing for property being disposed of by a lender