My IFA has requested my Caerphilly solicitor’s panel member for the Santander conveyancing panel. Can you suggest how I discover this. I have contacted my local Caerphilly office but they don't know it.
Have you tried speaking to your Caerphilly lawyer about this?. Most Caerphilly conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
We note that you have a post code search directory listing solicitors on the Clydesdale conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Caerphilly?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Caerphilly.
It has been three months since my purchase conveyancing in Caerphilly concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing my first flat in Caerphilly with the aid of help to buy. The builders would not reduce the price so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not reveal to my solicitor about this side-deal as it could affect my mortgage with Clydesdale. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm remortgaging my existing home to a BTL loan with Platform Home Loans Ltd and intend to use the remaining equity as a deposit on another property. The location we are interested in is Caerphilly. Will your lawyers be able to act for both sets of banks and tie in the two deals?
Make use of our search tool on this page to check that the lawyers are on the relevant lender panels. Assuming that they are your conveyancer will be able to connect the two conveyancing matters but you should talk with you solicitor and specify your desired outcome and requirements.