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Find a Llandaff Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Llandaff? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Llandaff home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Llandaff conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Llandaff

My flat in Llandaff is up for sale and I have a buyer. Will the conveyancer have to be on the Leeds Building Society conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the Leeds Building Society conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.

Is it necessary to take out insurance to cover chancel repairs when purchasing a property in Llandaff?

Unless a prior acquisition of the premises took place post 12 October 2013 you could take it that lawyers handling conveyancing in Llandaff to continue to recommend a chancel search and or chancel repair liability insurance.

It has been five months since my purchase conveyancing in Llandaff concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am purchasing my first flat in Llandaff with the aid of help to buy. The builders would not budge the amount so I negotiated 6k of extras instead. The estate agent told me not reveal to my solicitor about the side-deal as it would impact my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

If all goes to plan we aim to complete the disposal of our £200,000 apartment in Llandaff on Thursday in a week. The landlords agents has quoted £420 for Certificate of Compliance, building insurance schedule and previous years statements of service charge. Is it legal for a freeholder to charge such fees for a flat conveyance in Llandaff?

Llandaff conveyancing on leasehold flats usually necessitates the purchaser’s solicitor sending enquiries for the landlord to answer. Although the landlord is under no legal obligation to respond to these enquiries the majority will be content to assist. They may invoice a reasonable administration fee for responding to questions or supplying documentation. There is no upper cap for such fees. The average costs for the paperwork that you are referring to is over three hundred pounds, in some cases it exceeds £800. The management information fee invoiced by the landlord must be accompanied by a synopsis of rights and obligations in respect of administration charges, otherwise the charge is technically not due. In reality one has no option but to pay whatever is requested of you if you want to sell the property.

Llandaff Conveyancing for Leasehold Flats - Sample of Questions you should ask before buying

    If a Llandaff lease has fewer than eighty years it will affect the marketability of the apartment. It is worth checking with your lender that they are willing to go ahead with the loan given the lease term. Leases with fewer than 80 years remaining means that you will most likely require a lease extension sooner rather than later and you need to have some idea of how much this will be. Remember, in most cases you will need to own the residence for two years before you are legally able to extend the lease. What is the name of the managing agents? Are there any major works in the near future that could increase the service fees?

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