It is a dozen years since I acquired my property in Machen. Conveyancing solicitors have recently been appointed on the sale but I can't locate the title documents. Will this jeopardise the sale?
Don’t worry too much. First there is a possibility that the deeds will be retained by the lender or they could be in the possession of the solicitor who acted in the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Nearly all conveyancing in Machen relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
Me and my brother have a semi-detached Edwardian house in Machen. Conveyancing lawyer represented me and Coventry Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Machen and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing lawyer who completed the work.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Machen is the location of the property. Is there any advice you can impart?
Flying freeholds in Machen are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Machen you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Machen may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How simple is it to switch conveyancer as I have to choose one who is on the Godiva Mortgages Ltd conveyancing panel. I instructed a local conveyancing solicitor in Machen round the corner but the firm is not approved by Godiva Mortgages Ltd
It would be our pleasure to assist you find a conveyancing solicitor in Machen on the Godiva Mortgages Ltd panel. Please note that the solicitors that we list do not pay us commission if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Machen. In making use of search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Machen.
I am a fortnight into a leasehold purchase having been referred to a firm by the high street agent to execute conveyancing in Machen. I am am starting to be dissatisfied with the level of service. Can you help me find new conveyancers?
A conveyancer would have to be very poor in order to consider changing them. Has your mortgage been generated? If so you must advise them of the replacement lawyer and have the offer are re-sent. Your new conveyancer needs to be on the lenders panel to avoid added costs and delays. So that should be your first question of the new solicitors. Our find a solicitor tool should assist you in finding a bank approved conveyancer for your conveyancing in Machen