I am purchasing a property and need a conveyancing solicitor in Machen who is on the Clydesdale approved. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Clydesdale in certain locations such as Machen. We dont recommend any particular firm.

We are buying a victorian detached house in Machen. Our aim is to convert the garage to an office at the property.Will the conveyancing process include investigations to ascertain if these alterations are prohibited?

Your conveyancer will review the deeds as conveyancing in Machen will on occasion identify restrictions in the title documents which prevent certain changes or need the consent of another owner. Many additions require local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.

Is there a list of Coventry BS panel solicitors in Machen on the Building Society Association’s Website?

Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. Very few lenders make their panel listings visible online. If you are looking for a Machen conveyancer on the Coventry BS please use our tool.

After months of negotiation I have agreed a price on a house in Machen. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £225. A few days later, the conveyancer called me sheepishly admitting that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I own a terraced Georgian house in Machen. Conveyancing practitioner acted for me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Machen and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing practitioner who conducted the purchase.

I'm purchasing a new build house in Machen with a mortgage from Leeds Building Society. The sellers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not inform my solicitor about the deal as it may put at risk my mortgage with Leeds Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. Machen is where the house is located. What do you suggest?

Flying freeholds in Machen are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Machen you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Machen may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.