Are there restrictive covenants that are commonly identified as part of conveyancing in Heath?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Heath. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I opted to have a survey done on a property in Heath ahead of instructing solicitors. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some banks will not give a mortgage on such a property.

It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Heath. Conveyancing may be slightly more expensive based on your lender's requirements.

How easy is it to use the search facility to get a fee calculation from a conveyancing solicitor in Heath on the authorised to act for my bank?

First select a bank such as Accord Mortgages Ltd, Leeds Building Society or Platform Home Loans Ltd then specify your location for example Heath. Conveyancing organisations in Heath and across England and Wales will then be shown.

I need to instruct a conveyancing solicitor in Heath for my home move. Is there any facility to check a solicitor's record with the legal regulator?

Anyone may read presented Solicitor Regulator Association (SRA) determinations resulting from investigations commenced on or after 1 January 2008. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator sometimes monitor telephone calls for training requirements.

Our offer on property in Heath was accepted, the owner does nevertheless have a dependent purchase. The current proprietors have put an offer on a property, although it’s not yet tied up, and are looking at other apartments in the pipeline. I have chosen a local conveyancing solicitor in Heath. What do I do now? At what point should I apply for the mortgage with Kent Reliance?

It is understandable to have anxieties where there is a chain given your reluctance to be too out of pocket too early (home loan application is approx £1k, then survey, Heath conveyancing search fees, etc). First, you must ensure that your lawyer is on the Kent Reliance approved list. Concerning the next steps this very much depends on the circumstances of your case, desire for the property and on the state of the market. During a hot market many purchasers will apply for the mortgage with Kent Reliance and pay for the valuation and only if it comes back ok would they ask their conveyancer to press on with the conveyancing in Heath.