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Find a Heath Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Heath? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Heath home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Heath conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Heath

We are soon to exchange on the purchase of a property in Heath but as a consequence of wreckage from a small fire at the property I have managed to agree recompense from the current proprietors in the sum of £3k by way of a adjustment in the price. This was going to be dealt with as part of amending the contract yet RBS are not allowing this. Should they have been informed?

Any conveyancing practitioner being on the RBS approved list is obliged to inform RBS of any changes to the sale price. If you were to refuse your conveyancing practitioner to disclose the price change to RBS then they would have to discontinue acting for you. In addition, RBS and you would have to appoint a new conveyancer for your conveyancing in Heath.

Should commercial conveyancing searches reveal impending roadworks that could impact a commercial land in Heath?

Its becoming the norm that commercial conveyancing solicitors in Heath will carry out a SiteSolutions Highways report as it reduces the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Heath. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Heath.

For each commercial conveyancing transaction in Heath it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may cause delays to Heath commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in Heath.

It has been 2 months following my purchase conveyancing in Heath took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Over the last few months I have been searching for a leasehold apartment up to £305k and identified one round the corner in Heath I like with amenity areas and station in the vicinity, the downside is that it only has 49 years on the lease. There is not much else in Heath for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a home loan the shortness of the lease will be a potential deal breaker. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.

I today plan to offer on a house that seems to meet my requirements, at a great price which is making it more attractive. I have just discovered that the title is leasehold as opposed to freehold. I would have thought that there are particular concerns buying a leasehold house in Heath. Conveyancing solicitors have not yet been appointed. Will my lawyers set out the risks of buying a leasehold house in Heath ?

Most houses in Heath are freehold and not leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can assist with the conveyancing process. it is apparent that you are buying in Heath in which case you should be looking for a Heath conveyancing solicitor and check that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a lessee you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example requiring the freeholder’spermission to conduct alterations. It may be necessary to pay a contribution towards the maintenance of the communal areas where the house is part of an estate. Your solicitor should report to you on the legal implications.

Heath Leasehold Conveyancing - A selection of Questions you should consider before Purchasing

    Where a Heath lease has no more than 80 years it will affect the marketability of the flat. Check with your mortgage company that they are willing to go ahead with the loan given the lease term. Leases with fewer than 80 years remaining means that you will most likely need a lease extension at some point and it is worth finding out what this will be. Remember, in most cases you will be be obliged to have been the owner of the property for a couple of years in order to be entitled to exercise a lease extension. Does the lease include onerous restrictions? What is the service charge and ground rent on the flat?

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