We see that you have a search directory identifying firms on the Co-operative conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Pontprennau?
We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Pontprennau.
This question may be naive but I am wet behind the ears as a 1st time buyer of a ground floor flat in Pontprennau. Do I receive the keys to the premises on the completion date from my solicitor? If this is the case, I will use a local conveyancing solicitor in Pontprennau?
On the day of completion you do not need to go to the conveyancers office in Pontprennau. Your solicitors will electronically transfer the purchase money to the seller's solicitors, and once they have received this, you should be called to pick up the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Pontprennau conveyancing practitioner on the HSBC panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
I have finally had an offer on a maisonette in Pontprennau agreed to, but there is a chain. The vendors have put an offer on on an apartment, but it’s not been accepted yet, and have viewings of other flats in the pipeline. I have instructed a nearby conveyancing solicitor in Pontprennau. What do I do now? At what point should I apply for the mortgage with Santander?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then valuation, Pontprennau conveyancing search costs, etc). The first course of action is to check that your lawyer is on the Santander conveyancing panel. Regarding the subsequent stages this very much dictated by the uniqueness of your case, motivation for the property and on the state of the market. During a hot market some purchasers will apply for the mortgage with Santander and arrange for the valuation and only if it was satisfactory would they ask their lawyer to proceed with the conveyancing in Pontprennau.
Are there restrictive covenants that are commonly identified during conveyancing in Pontprennau?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Pontprennau. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
As co-executor for the will of my grandfather I am disposing of a property in Cardiff but live in Pontprennau. My conveyancer (who is 260 miles awayhas requested that I execute a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Pontprennau who can attest this legal document for me?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are based in Pontprennau
What are my options where I am unhappy with the conveyancer who carried out our conveyancing in Pontprennau?
Occasionally the level of service you receive is not as you expect, and unfortunately occasionally matters do not go as planned. Nevertheless there is recourse if you were dissatisfied with your conveyancing in Pontprennau. This varies from trying to resolve matters directly with them, through to reporting a solicitor to their governing body. If you remain dissatisfied you may consider enlisting the help of the Legal Ombudsman.