At long last a mortgage offer from HSBC for the refinancing of my 3 bedroom flat is coming within the next few days. Are you able to propose a low cost conveyancing solicitor in Roath?

You have arrived at the wrong place to search for cut-price fees for conveyancing solicitors in Roath. We can offer you affordable conveyancing but we do not aim to advertise as being the cheapest. Do not be seduced by companies offering the bait of £100 conveyancing in Roath. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will end up with what you pay for and at worst it will result in you being stung for extras and still not get the service required.

Can conveyancing in Roath to be completed in under two weeks?

First, If the seller is applying time constraints for your conveyancing we would recommend that your lawyer is familiar with the area as they will have local relationships and intelligence. It is possible that they could have conducted previousproperties in the same street. Therefore consider using a Roath conveyancing solicitor. In addition, ensure that the lawyer is on the on the approved list for your mortgage company. It is said that just under twenty per cent of Roath conveyancing transactions are held up or derailed after finding out that a purchaser’s solicitor was not on their banks member panel. In many cases this discovery resulted in the home move being held up by as much as 21 days. It is believed that this issue affects approximately one hundred thousand home sales every year. Many Roath conveyancing firms can not act for certain lenders so do check as early as possible.

What does my ID and proof of funds have anything to do with my conveyancing in Roath? Why is this being asked of me?

Roath conveyancing solicitors as well as nationwide property lawyers throughout the UK have an obligation under Anti-terror and anti-money-laundering rules to verify the identity of any client with a view to satisfy themselves that clients are who they say they are.

Conveyancing clients will need to produce two forms of certified ID; proof of ID (typically a Passport or Driving Licence) and evidence of address (typically a Utility Bill less than 3 months old).

Evidence of the origin of funds is also necessary under the money laundering regulations as lawyers are duty bound to investigate that the monies you are utilising to buy a property (be it the exchange deposit or the full purchase amount where you are buying without a mortgage) has originated from an acceptable source (such as an inheritance) as opposed to the fruits of illegitimate behaviour.

Is it simple use your search app to locate a conveyancing solicitor in Roath on the approved list for my bank?

Step one is to select a mortgage company such as Santander, Leeds Building Society or Platform Home Loans Ltd then type in your location for example Roath. Conveyancing organisations in Roath and further afield should be shown.

We are 18 days into a residential purchase having been directed to a firm by the estate agent to perform conveyancing in Roath. I am am very frustrated with the quality of service. Could you help me find new solicitors?

A conveyancer would have to be very poor to suggest replacing them. Has the mortgage offer been issued? If so you need to inform them of the new contact details and have the mortgage documents are re-issued. Your conveyancer should be on the lenders approved list to avoid escalating costs and frustration. So that should be your first question of the new lawyers. The find a solicitor tool can help you find a lender approved lawyer for your home move in Roath