We were just about to sign contracts for a garden flat in Old St Mellons. We have hit a stumbling block. The mortgage offer with Nationwide Building Society expires on 24/6/2024 but the vendors are suggesting a completion date of 26/6/2024. Can one extend the loan expiry date?

The person best placed to address this question is your solicitors who is in a position to assess if they better off negotiating with the mortgage company, owner’s representatives, estate agents or conceivably all parties given the history of your transaction as of today.

I am buying a flat and need a conveyancing solicitor in Old St Mellons who is on the Barclays conveyancing. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barclays in certain locations such as Old St Mellons. We dont recommend any particular firm.

Should our lawyer be making enquiries about flooding during the conveyancing in Old St Mellons.

Flooding is a growing risk for solicitors conducting conveyancing in Old St Mellons. There are those who purchase a property in Old St Mellons, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Lawyers are not qualified to impart advice on flood risk, but there are a number of checks that can be initiated by the purchaser or on a buyer’s behalf which should figure out the risks in Old St Mellons. The conventional set of completed inquiry forms supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard question of the owner to find out whether the property has suffered from flooding. If flooding has previously occurred which is not notified by the seller, then a purchaser could commence a compensation claim stemming from an incorrect response. A purchaser’s solicitors may also carry out an enviro search. This will indicate whether there is any known flood risk. If so, more detailed investigations will need to be made.

Despite weeks of looking the Title Certificate and documents to our house are lost. The lawyers who dealt with the conveyancing in Old St Mellons 5 years ago have long since closed. What do I do?

Assuming the title is registered the details of your proprietorship will be recorded by the Land Registry under a Title Number. It is possible to carry out a search at the Land Registry, identify your house and obtain current copies of the property title for a small fee. If the title is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.

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At this site secure an accurate costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Old St Mellons. Unlike many estate agents and brokerage sites we do not charge firms a commission if you instruct them for your property ownership legalities in Old St Mellons