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Find a Old St Mellons Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Old St Mellons? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Old St Mellons home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Old St Mellons conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Old St Mellons

We were about to choose a conveyancing solicitor in Old St Mellons listed using your comparison tool but have come across alternative fee calculations via the web look cheaper – why is this?

There are numerous solicitors marketing what appear to be cut price. You should give due consideration as to how important this transaction is to you that want to be penny wise pound foolish over the quality of the conveyancing. Some hide fees deep into the terms of engagement. The conveyancers that we put forward for conveyancing in Old St Mellons neverbehave this way.

My god-son is about to exchange on a house that has just been built in Old St Mellons with a home loan from Aldermore. His solicitor has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Aldermore conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Aldermore conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I purchased a freehold premises in Old St Mellons but still invoiced for rent, why is this and what is this?

It is rare for properties in Old St Mellons and has limited impact for conveyancing in Old St Mellons but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.

We are buying a flat in Old St Mellons. It might be a silly question but how we can trust a solicitor? On completion day we will need to put our life savings into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Is there a list of Principality panel conveyancers in Old St Mellons on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few lending institutions make their panel listings open the public online. Where you are seeking to appoint a Old St Mellons lawyer on the Principality please use our tool.

I currently have a mortgage with Barclays for my property in Old St Mellons. Conveyancing was finalised months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Barclays?

You must advise Barclays in advance of letting out your property as this is likely to be a breach of Barclays’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. It should not be necessary to do this via a Barclays conveyancing panel lawyer.

I have been sourcing a conveyancing lawyer in Old St Mellons for my house move. Is there any facility to see a solicitor's complaints history with the legal regulator?

You may review presented Solicitor Regulator Association (SRA) decisions resulting from investigations started on or after 1 January 2008. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training requirements.

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