I have been referred to a conveyancing solicitor in Old St Mellons. I I am struggling to find out if they are accepted on the The Mortgage Works approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing to do is phone the lawyer and ask them whether they are on the lender panel. Alternatively please get in touch with The Mortgage Works who may be able to assist.
I require quick conveyancing in Old St Mellons as I am faced with pressure to sign on the dotted line inside 2 weeks. A home loan is not required. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are not taking a home loan you are at free not to have searches conducted although no solicitor would advise that you don't. With lots of history conveyancing in Old St Mellons the following are examples of issues that can crop up and adversely impact future saleability: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Railway Schemes,...
I have a 4 bedroom Georgian house in Old St Mellons. Conveyancing lawyer represented me and Accord Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Old St Mellons and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing solicitor who conducted the purchase.
There are only 72 years unexpired on my flat in Old St Mellons. I am keen to get lease extension but my freeholder is absent. What should I do?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the Court. However, you will be required to demonstrate that you or your lawyers have done all that could be expected to find the landlord. For most situations a specialist may be useful to carry out a search and prepare a report which can be used as proof that the freeholder can not be located. It is wise to seek advice from a solicitor in relation to devolving into the landlord’s disappearance and the application to the County Court covering Old St Mellons.
Old St Mellons Leasehold Conveyancing - Examples of Questions you should ask Prior to buying
Does the lease include onerous restrictions? Are any of leasehold owners in arrears of their service charge liability? You should be aware if it is fewer than 80 years it will impact the salability of the property. Check with your bank that they are happy with residual term of the lease. Leases with fewer than 80 years remaining means that you will almost definitely require a lease extension sooner rather than later and it is worth discovering what this would cost. Remember, in most cases you would be be obliged to have been the owner of the property for 24 months before you are eligible to extend the lease.
Me and my husband are buying a leasehold flat in Old St Mellons. Conveyancing quotes are coming in at around £1800. Is that reasonable?
The average fee in 2014 for conveyancing in Old St Mellons was £1,500 not including Land Tax and Land Registry fees.