Is it possible for conveyancing in Fairwater to be concluded in 10 days?
Where the seller is applying time constraints for your conveyancing it is highly recommended that your conveyancer is familiar with the area as they will have local contacts and knowledge. It is possible that they may have conducted previoushouses in the same road. Therefore consider using a Fairwater conveyancing lawyer. In addition, make sure that the lawyer is on the on the approved list for your mortgage company. It is understood that 18% of Fairwater conveyancing transactions are frustrated or derailed after discovering a buyer’s conveyancer was not on their mortgage lender’s member panel. This can often result in the legal transfer of property being held up by an average of three weeks. It is understood that this issue impacts approximately one hundred thousand home moves annually. Almost all Fairwater conveyancing firms can not represent certain lenders so do check as early as possible.
We are planning to purchase with Loughborough BS. We have called around locally yet cant to find a Fairwater conveyancing firm on the Loughborough BS approved list. Please you help?
You should take advantage of the search tool on this web page. Please choose the mortgage company and type Fairwater or your preferred area and you will be presented with a number of lawyer offices in Fairwater or nearest you.
How can we tell if a Fairwater conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Fairwater obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer conducting your transaction.
I have paid off my mortgage with Barclays. I assume I don't need a Fairwater solicitor on the Barclays panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
I had an offer accepted on a property in Fairwater on 14/12/2022, valuation was booked five days later, all came back fine. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
My wife and I have a renovated Georgian property in Fairwater. Conveyancing practitioner represented me and Halifax. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold under the matching address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Fairwater and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing practitioner who conducted the conveyancing.
As co-executor for the will of my father I am selling a house in Cardiff but I am based in Fairwater. My solicitor (approximately 235 miles awayhas requested that I sign a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing practitioner in Fairwater who can attest this legal document for me?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are based in Fairwater