We just had an offer accepted to purchase with Earl Shilton BS. We have called around locally yet am struggling to find a Fairwater conveyancing firm on the Earl Shilton BS approved list. Please you help?
Please do take advantage of the find a conveyancing panel solicitor tool on this page. Pick the building society and type Fairwater or your location and you will discover a number of lawyer located in Fairwater or by proximity to you.
Last month we had a mortgage agreed in principle with Yorkshire BS. Fairwater conveyancing solicitors were selected. What is the average time that one could expect to receive a mortgage offer from Yorkshire BS?
Some lenders take longer than others. Have Yorkshire BS done the survey? Have you advised Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have today made my last payment due on my mortgage with Bank of Ireland. I assume I don't need a Fairwater property lawyer on the Bank of Ireland panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Bank of Ireland has sent the Land Registry the discharge electronically, and
- Bank of Ireland has instructed the Land Registry to do so
After weeks of negotiation I have agreed a price on a house in Fairwater. My financial adviser suggested a solicitor. I paid an advanced payment of £150. Soon after, the conveyancing practitioner called me embarrassingly acknowledging that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
A friend advised me that if I am buying in Fairwater I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Fairwater conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about Fairwater around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data regarding Fairwater.
The deeds to my house can not be found. The lawyers who handled the conveyancing in Fairwater 10 years ago no longer exist. Will I be able to sell the house?
These day there are copies made of almost everything, and your solicitor will be aware precisely where to find all the suitable documentation so you may purchase or dispose of your property without any difficulty. Where copies can’t be found, your conveyancer may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on the premises.
How do I find the right lawyer for my conveyancing in Fairwater ?
Option 1 is to ask your friends and family who they would recommend. Option 2 is to look on the web for conveyancing in Fairwater. Call two or three from the list and ask them to send you their conveyancing quote and speak to the lawyer who will conduct your conveyancing before you commit. Third is to use our search tool to help you find the right lawyers taking into account your unique factors including location,speed, complexity and who your intended mortgage company is.Resist the temptation to appoint £99 conveyancing solicitors in Fairwater