We are buying a property and require a conveyancing solicitor in St Nicholas who is on the approved panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for . We don't recommend any particular firms conducting conveyancing in St Nicholas.

How does conveyancing in St Nicholas differ for newly converted properties?

Most buyers of new build or newly converted property in St Nicholas approach us having been asked by the seller to sign contracts and commit to the purchase even before the property is constructed. This is because new home sellers in St Nicholas tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in St Nicholas or who has acted in the same development.

I decided to have a survey completed on a property in St Nicholas ahead of retaining lawyers. I have been advised that there is a flying freehold aspect to the house. My surveyor advised that some banks tend refuse to issue a mortgage on a flying freehold home.

It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in St Nicholas. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in St Nicholas to see if the conveyancing costs will increase in light of this.

I need to appoint a conveyancing solicitor for remortgage conveyancing in St Nicholas. I've stumble across a web site which seems to have the perfect answer If it is possible to get all formalities completed via web that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

St Nicholas Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

Who takes responsibility for maintaining and repairing the building? You should be aware if it is fewer than 80 years it will have adverse implications on the salability of the apartment. It is worth checking with your lender that they are content with remaining years on the lease. A short lease means that you will probably require a lease extension at some point and it is worth finding out how much this will be. Remember, in most cases you would be required to have been the owner of the property for 24 months before you are legally able to carry out a lease extension.