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Find a Cardiff Bay Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cardiff Bay? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cardiff Bay transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cardiff Bay conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cardiff Bay

Some advice if I may. My Cardiff Bay conveyancer is informing me me that she is duty bound toapply for Cardiff Bay conveyancing searches becausethe firm are on the Nat Westconveyancing panel. Is my lawyer right?

Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a mortgage company your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Cardiff Bay conveyancing searches.

I am the registered owner of a freehold premises in Cardiff Bay but still invoiced for rent, why is this and what is this?

It’s unusual for properties in Cardiff Bay and has limited impact for conveyancing in Cardiff Bay but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Cardiff Bay. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 31/1/2023, the requirements read as follows :

I have recentlybecome aware that Stirling Law have been shut down. They conducted my conveyancing in Cardiff Bay for a purchase of a leasehold apartment 10 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?

The easiest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cardiff Bay conveyancing specialists.

My father-in-law has recommend that I appoint his conveyancing solicitors in Cardiff Bay. Should I use them?

No doubt the best way to choose a conveyancing solicitor is to have recommendations from friends or relatives who have actually previously instructed the conveyancer that you are considering.

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