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Find a Cardiff Bay Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cardiff Bay? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cardiff Bay conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cardiff Bay conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cardiff Bay

I opted for a Cardiff Bay based lawyer for my conveyancing in Cardiff Bay recently. Looking through the official terms of business I noteI am on the hook for costs even where the transaction does not complete. Would I be best advised to choose a web based solicitor practice promoting no completion no cost conveyancing in Cardiff Bay?

It is usually a trade off in that if "No Completion No Fee" is available then the conveyancing charges will tend to be be higher to cover the cases that abort. You should be mindful that these offerings rarely protect you from disbursements such your Cardiff Bay conveyancing search expenses.

I'm buying a new build house in Cardiff Bay benefiting from help to buy. The builders would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not inform my solicitor about this side-deal as it may affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a leasehold apartment up to £305k and identified one round the corner in Cardiff Bay I like with amenity areas and station in the vicinity, however it only has 61 years unexpired on the lease. I can't really find anything else in Cardiff Bay in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?

Should you need a mortgage the remaining unexpired lease term will be an issue. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.

I'm converting the mortgage on my primary house to a buy to let loan with Halifax and I will use the ballance of the raised equity as a deposit on another house. The neighborhood we are talking about is Cardiff Bay. Will your solicitors be able to act for both sets of mortgage companies and tie in the conveyances?

Make use of our comparison tool on this page to check that the lawyers are approved by both mortgage companies. On the basis that they are your solicitor should be able to simultaneously deal with the two conveyancing matters but you should talk with you conveyancer and make clear your expectations and requirements.

I have been sourcing a conveyancing solicitor in Cardiff Bay for my purchase. Can I review a solicitor's complaints history with the legal regulator?

You can read presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The SRA may recorded call for training requirements.

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