It is a dozen years since I acquired my property in Grangetown. Conveyancing solicitors have just been appointed on the sale but I can't track down my title deeds. Is this a major issue?

You need not be too concerned. First there is a possibility that the deeds will be retained by the mortgage company or they could be in the possession of the conveyancers who oversaw your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in Grangetown relates to registered property but in the rare situation where your home is not registered it is more tricky but is resolvable.

I am about to put a bid on a leasehold apartment in Grangetown. The property agents say that it is usual for flats in Grangetown to have less than 75 years remaining. I am obtaining a loan with Chelsea Building Society. Is this going to be acceptable if the lease has 72 years to go.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 13/10/2025 the requirements read as follows :

The estate agent has sent us the confirmation of our purchase of a new build apartment in Grangetown. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Grangetown

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Grangetown is the location of the property. Can you offer any assistance?

Flying freeholds in Grangetown are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Grangetown you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Grangetown may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Can you offer any advice when it comes to finding a Grangetown conveyancing firm to deal with our lease extension?

If you are instructing a solicitor for your lease extension (regardless if they are a Grangetown conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We recommend that you talk with two or three firms including non Grangetown conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be helpful:

Can they put you in touch with clients in Grangetown who can give a testimonial? What are the charges for lease extension conveyancing?

I acquired a ground floor flat in Grangetown, conveyancing was carried out 10 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding flats in Grangetown with an extended lease are worth £206,000. The average or mid-range amount of ground rent is £45 levied per year. The lease expires on 21st October 2092

With 67 years left to run the likely cost is going to span between £10,500 and £12,000 plus professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs without more detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.