Find a Grangetown Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Grangetown? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Grangetown transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Grangetown conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Grangetown

Me and my fiance are acquiring residence in Grangetown. My property lawyer is not listed on the lender solicitor panel. Can I still use my Grangetown conveyancing solicitor even though they are not on the bank list of approved lawyers?

You have numerous choices open to you here

  • Complete the purchase with your preferred Grangetown property lawyer but your bank will need to retain a conveyancer on their conveyancing panel. The net result is additional charges and probable interruption.
  • Get a new solicitor to conduct the conveyancing, obviously checking they are on the bank conveyancing panel.
  • Convince your solicitor to apply to join the bank panel

Would the conveyancing solicitors that you recommend execute auction conveyancing in Grangetown?

We know of a few auction practitioners we can put you in touch with those who can conduct auction conveyancing. Grangetown is one of our areas of where our lawyers have a presence.

My flat in Grangetown is up for sale and I have accepted an offer. Does the property lawyer have to be on the Nationwide conveyancing panel in order to deal with redeeming my mortgage?

Ordinarily, even if your lawyer is not on the Nationwide conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.

We're FTB’s - agreed a price, yet the selling agent told us that the owners will only issue a contract if we use their chosen solicitors as they want a ‘quick sale’. Our preferred option is to instruct a high street conveyancer used to conveyancing in Grangetown

We suspect that the seller is not behind this ultimatum. Should the vendor want ‘a quick sale', turning down a genuine buyer is likely to cause more damage than good. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)but you will continue to appoint your preferred Grangetown conveyancing solicitors - as opposed tothe ones that will provide their estate agent a commission or meet his conveyancing figures pre-set by head office.

My partner and I are purchasing a ground floor flat in Grangetown. When we first instructed conveyancer, they assured us that they were on all major UK lender panels. The financial adviser called just now to say that they don't appear to be on the Santander approved list. If it turns out to be true, what should we do? Do we just pick a different solicitor that is on their approved list or do we cover the costs for separate representation, with Santander appointing their own preferred property lawyer.

When acquiring a property with the benefit of a mortgage it is standard for the purchaser’s lawyers to also act for the purchaser's lender. In order to act for a bank or building society a solicitor has to be on that lender's conveyancing panel. An application has to be made by the solicitor to the lender to become a member of the lender's panel and there are increasingly strict criteria which the solicitor has to meet. Some building societies now insist their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your conveyancing practitioner should call Santander to discover if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on Santander's conveyancing panel as you are at liberty to use your preferred Grangetown lawyers, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.

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