Find a Splott Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Splott? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Splott home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Splott conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Splott

Me and my husband are acquiring an apartment in Splott. My lawyer has never been on on the lender solicitor list. Can I still use my Splott conveyancing solicitor even though they are excluded from the bank list of approved lawyers?

Various options include

  • Proceed with your existing Splott lawyer but your lender will undoubtedly use a conveyancer on their approved panel. The net result is additional fees together with potential frustration.
  • Get a fresh conveyancing practitioner to act in the purchase, obviously checking they are on the lender conveyancing panel.
  • Convince your conveyancing practitioner to pull out all the stops to join the bank’s conveyancing panel

I can see plenty of information on this site regarding conveyancing in Splott but can you isolate your top tip for appointing the right conveyancer in Splott

We would encourage you not to base your choice on the lowest Splott conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

When it comes to mortgage companies such as Clydesdale, do Splott lawyers face a fee to be on the list of approved solicitors?

We are unaware of any mortgage company fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.

Completion of my purchase has taken place for my property in Splott. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?

All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

What can a local search inform me regarding the house I am buying in Splott?

Splott conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search organisations for instance Onsearch The local search plays a central part in many a Splott conveyancing purchase; that is if you don’t want any nasty surprises after you move into your property. The search should supply information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.

I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Splott is where the house is located. What do you suggest?

Flying freeholds in Splott are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Splott you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Splott may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Am I best advised to choose a Splott conveyancing practitioner in close proximity to the house I am hoping to buy? We have a good friend who can carry out the legal formalities but they are based approximately 350miles drive away.

The primary upside of using a high street Splott conveyancing practice is that you can pop in to sign paperwork, deliver your ID and apply pressure on them where appropriate. They will also have local insight which is a bonus. However it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and they were content that must surpass using an unknown Splott conveyancing solicitor solely due to them being Splott based.

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Find out more about how flying freehold can affect your the value of a property.