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Find a Splott Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Splott? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Splott conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Splott conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Splott

Is there a reason to instruct a Splott conveyancing practice when internet based conveyancers are so much cheaper?

Its a good idea to scrutinise conveyancing costs in Splott and you should seek a reasonable fee calculation but don’t become consumed with scouring the internet for the cheapest Splott conveyancer. Locating the right conveyancer can mark the difference between a seamless and a distressing house move. It is important that you ensure that you have expert advice from a trusted conveyancer. An e-mail can never take the place of a phone discussion and can never replicate a face to face appointment. The firms that we work with will appoint you a qualified and experienced conveyancing solicitor that will handle your conveyancing from from the outset to completion, giving the sort of hand holding that you rarely receive from an internet conveyancer. He or She will keep you updated on progress making sure that you are ensuring that you are updated at regular intervals. Should it ever be necessary to call the office you will know who you need to speak to and we'll be sure you are kept fully informed.

I have Fifty Six years unexpired on my lease and require a lease extension for my flat in Splott. Conveyancing solicitors on the Platform panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 21/5/2022 the requirements read as follows :

Minimum 85 years unexpired from completion, except where the mortgage application is pursuant to Platform's participation in the Government's Help to Buy Shared Equity scheme, in which case (a) the unexpired lease term must not be less than 250 years for new-build houses and not less than 125 years for new-build flats and (b) ground rent must be reasonable at all times and any escalation must be linked to RPI (Retail Price Index) or a similar index.

When it comes to lenders such as Bank of Ireland, do Splott lawyers face an annual charge to be on the conveyancing panel?

We are not aware of any mortgage company fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.

Is there a list of Co-operative panel solicitors in Splott on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. Very few mortgage companies make their panel listings visible on the web. Where you are looking for a Splott solicitor on the Co-operative please make the most of our facility.

I have today made my last payment due on my mortgage with Virgin Money. I assume I don't need a Splott conveyancer on the Virgin Money panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Virgin Money has sent the Land Registry the discharge electronically, and
  3. Virgin Money has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Virgin Money mortgage has been paid off.

How does the Landlord & Tenant Act 1954 impact my commercial offices in Splott and how can you help?

The particular law that you refer to provides protection to business lessees, granting the dueness to make a request to court for a renewal lease and remain in occupation at the end of an expired lease. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Splott is one of the hundreds of locations in which our lawyers are located

Online reading suggests that Splott solicitors are more costly than licensed conveyancers in Splott to use when purchasing a house. So is it better if I use a conveyancer or a solicitor if I am buying for my home move in Splott.

When it comes to conveyancing in Splott the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.

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