Can the conveyancing lawyers identified via your search tool conduct conveyancing in Splott by way of an attended exchange?

We do have a number of conveyancing experts who can conduct personalised exchanges. You should call us to secure a costs illustration and details as to dates.

Is there a search tool that I can use to discover of the solicitor carrying out my conveyancing in Splott is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Platform Home Loans Ltd thus spending £192.00 in additional conveyancing fees.

You should make the most of the search tool on this site. Pick the mortgage company and type ‘Splott’ or your preferred area and you will be presented with a number of lawyer based in Splott or near you.

We had selected conveyancers with offices in Splott on the Leeds Building Society solicitor panel. They are now charging me a separate fee for handling the Leeds Building Society mortgage. Is this a supplemental conveyancing fee specified by Leeds Building Society?

Provided it is contained in their Terms of Engagement or estimate then yes your solicitor may levy a fee for this. The fee is not dictated by Leeds Building Society but by your Splott solicitor. Plenty of firms on the Leeds Building Society panel will quote an ‘acting for lender’ fee and others do not.

I had a mortgage agreed in principle with Virgin Money. Splott conveyancing solicitors are chosen. What is the average time that one could expect to receive a mortgage offer from Virgin Money?

Some lenders take longer than others. Have Virgin Money completed the survey? Have you informed Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Splott building society branch on a couple of occasions and was advised it wasn't a problem and they would lend. My Splott conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they would not lend in accordance with their specific requirements. I simply don't know who is right.

Your conveyancer must follow the Council of Mortgage Lenders’ Handbook Part 2 conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

Are there restrictive covenants that are commonly identified as part of conveyancing in Splott?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Splott. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

If all goes to plan we aim to complete the sale of our £325,000 flat in Splott next Tuesday. The managing agents has quoted £396 for Landlord’s certificate, insurance certificate and previous years statements of service charge. Is it legal for a freeholder to charge such fees for a leasehold conveyance in Splott?

Splott conveyancing on leasehold apartments often involves the buyer’s conveyancer submitting enquiries for the landlord to answer. Although the landlord is under no legal obligation to respond to these enquiries most will be willing to do so. They are entitled to charge a reasonable administration fee for responding to questions or supplying documentation. There is no upper cap for such fees. The average costs for the information that you are referring to is £350, in some transactions it exceeds £800. The management information fee demanded by the landlord must be accompanied by a summary of entitlements and obligations in relation to administration charges, without which the charge is technically not due. Reality however dictates that one has little option but to pay whatever is requested of you if you want to complete the sale of your home.

Splott Leasehold Conveyancing - A selection of Questions you should consider before Purchasing

How much is the ground rent and service charge? The answer will be useful as a) areas can result in problems for the block as the communal areas may begin to deteriorate if maintenance are not paid for b) if the tenants have a dispute with the running of the building you will need to have complete disclosure In the main the outlay for major works are not wrapped into the service charges, albeit that there some managing agents in Splott ask leaseholders to pay into a reserve fund created for the specific purpose of establishing a fund for larger repairs or maintenance.