I am purchasing a property without a mortgage in Splott. I have been living for the last 15 years in Splott. Conveyancing searches are exorbitant. As I have knowledge of the road and vicinity intimately must I have all the conveyancing searches?

In the absence of a home loan, then all but one or two of the Splott conveyancing searches are at your discretion. Your conveyancer will try and steer you, no-doubt strongly, that you should have searches done, but he has a professional duty to do this. Do take into account; if you are likely to sell the house in the future, it will be of relevance to your prospective purchaser what the searches reveal. Sometimes houses with functional issues can still show up unfavourable search results. A good conveyancing solicitor in Splott will provide you some sensible guidance in this regard.

I have justfound out that Action Conveyancing have closed. They carried out my conveyancing in Splott for a purchase of a leasehold apartment 12 months ago. How can I check that my home is registered correctly in the name of the previous owner?

The quickest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Splott conveyancing specialists.

I am purchasing my first flat in Splott benefiting from help to buy. The developers refused to reduce the price so I negotiated 6k of extras instead. The estate agent suggested that I not to tell my lawyer about this side-deal as it may put at risk my mortgage with HSBC Bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How does the Landlord & Tenant Act 1954 impact my business property in Splott and how can your lawyers assist?

The 1954 Act provides protection to business lessees, giving them the legal entitlement to apply to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act for protection and assist with commercial conveyancing in Splott

I need to appoint a conveyancing solicitor for purchase conveyancing in Splott. I happened to stumble upon a web site which appears to be the ideal answer If it is possible to get all this stuff completed via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?