After what seems like an age a loan offer from HSBC for the remortgage of my single room apartment is coming by the end of next week. Could you recommend a cheap conveyancing practitioner in Barry Island?

You have arrived at the wrong site to search for the lowest fares for conveyancing in Barry Island. We can offer you cost effective conveyancing but our intention is not to work with the cheapest lawyers. Do not be fooled by organisations offering the bait of low cost conveyancing in Barry Island. The optimum result, in deciding on low cost conveyancing, you will get your money’s worth and at worst you will end up invoiced for extras and still not end up with the service required.

Have completed on a a terraced house in Barry Island , how long will it take for the Land Registry to record the transfer to my name? My Barry Island conveyancing solicitor has been painfully slow, so I want to check that my ownership is recorded.

As far as conveyancing in Barry Island registration is no faster or slower than anywhere else in the country. As opposed to being determined by geographic area, timeframes can adjust subject to who lodges the application, whether it is in order and if the Land registry must send notices to any 3rd persons or bodies. Currently approximately three quarters of submission are fully addressed in less than three weeks but occasionally there can be protracted delays. Registration is effected after the buyer is living at the premises so 'speed' is not always an essential issue but where there is a degree of urgency associated with the registration then you or your conveyancer can speak with the land registry and explain the circumstances.

I was recommended by a couple of local property agents in Barry Island to choose a property lawyer using your seach tool. Is there a financial incentive for Estate Agents to recommend your site ahead of a competitor’s?

We refuse to give any financial incentive for sending work to this site. We found it would be just too difficult to pay a commission as members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

Do you have any advice for leasehold conveyancing in Barry Island with the purpose of speeding up the sale process?

• A significant proportion of the frustration in leasehold conveyancing in Barry Island can be reduced if you get in touch lawyers the minute you market your property and ask them to put together the leasehold information needed by the buyers’ conveyancers.
In the event that you altered the property did you need the Landlord’s consent? Have you, for example installed wooden flooring? Most leases in Barry Island state that internal structural changes or installing wooden flooring require a licence issued by the Landlord approving such alterations. Should you dont have the approvals in place you should not communicate with the landlord without checking with your solicitor in advance. You believe that you know the number of years left on your lease but it would be wise to double-check by asking your solicitors. A buyer’s conveyancer will be unlikely to recommend their client to where the remaining number of years is less than 80 years. It is therefore essential at an early stage that you identify whether the lease term for your property needs extending. If it does, contact your solicitors before you put your premises on the market for sale. If you are supposed to have a share in the freehold, you should ensure that you have the original share certificate. Organising a replacement share certificate is often a lengthy formality and frustrates many a Barry Island home move. Where a new share certificate is necessary, you should approach the company officers or managing agents (if relevant) for this as soon as possible. A minority of Barry Island leases require Licence to Assign from the landlord. If this is the case, it would be prudent to place the estate agents on notice to make sure that the purchasers obtain financial (bank) and professional references. The bank reference will need to confirm that the buyers are financially capable of paying the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their solicitors.

Barry Island Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

Who is in charge of the building? In the main the cost for major works tend not to be included within service charges, although there some managing agents in Barry Island require leaseholders to pay into a sinking fund and this is used to offset against major repairs or maintenance. Its a good idea to discover as much as you can concerning the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently in the clutches of the managing agents both financially and when it comes to every day issues like the tidiness of the common parts. Enquire of other people what they think of them. On a final note, investigate as to the dates that you are obliged pay the maintenance charge to the managing agents and specifically what it includes.

My partner and I have just discovered that one of the directors of the firm undertaking the purchase conveyancing in Barry Island is is the father of the vendor. Is this acceptable?

Provided there is no conflict of interest this should be fine. If you are needing mortgage finance then the mortgage company may have a say as many banks have specific requirements concerning this. For example for RBS - Virgin One as of 26/4/2024, the requirements read as follows :