My wife and I are close to exchanging contracts on the sale of our home in Cardiff and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A local conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed an internet conveyancing practice as opposed to a conveyancing solicitor in Cardiff. We have lived in Cardiff for many years we know that this is a non issue. Do we get in touch with our local Authority to obtain clarification need.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
How does conveyancing in Cardiff differ for new build properties?
Most buyers of new build premises in Cardiff come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because builders in Cardiff tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cardiff or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a property in Cardiff in advance of instructing conveyancers. I have been advised that there is a flying freehold element to the house. The surveyor has said that some mortgage companies may not grant a loan on a flying freehold home.
It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. Should you wish to telephone us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cardiff. Conveyancing will be smoother if you use a solicitor in Cardiff especially if they regularly deal with such properties in Cardiff.
Is it simple use the search tool to select a conveyancing lawyer in Cardiff on the approved list for my mortgage?
1st pick a mortgage company such as Lloyds TSB Bank, Skipton Building Society or Bank of Ireland then type in your preferred area such as Cardiff. Conveyancing organisations in Cardiff and beyond will then be listed.
As co-executor for the estate of my grandfather I am disposing of a residence in Neath but live in Cardiff. My conveyancer (approximately 250 kilometers awayrequires that I sign a statutory declaration before completion. Can you recommend a conveyancing solicitor in Cardiff who can attest this legal document for me?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are Cardiff based