IfI was to acquire a simple residential housein Cardiff mortgage fee and dispense with a survey and no local authority searches how much could I expect to to save on my conveyancing in Cardiff?
The only reduction in fees you would make on is the disbursement for searches. The conveyancer still be obliged to do everything else - money laundering, liaising with the sellers solicitor, SDLT return, register the property etc. A slight saving might be made by not having to register a mortgage but it won't be significant.
The estate agent has sent us the confirmation of our purchase of a new build flat in Cardiff. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Cardiff
Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
I decided to have a survey carried out on a house in Cardiff in advance of retaining conveyancers. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some mortgage companies tend not grant a loan on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Cardiff. Conveyancing will be smoother if you use a solicitor in Cardiff especially if they are familiar with such properties in Cardiff.
As co-executor for the estate of my aunt I am selling a residence in Neath but reside in Cardiff. My lawyer (who is 260 kilometers from mehas requested that I sign a stat dec before completion. Can you recommend a conveyancing lawyer in Cardiff who can witness this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are Cardiff based
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the lender conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.