Find a Cardiff Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cardiff? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cardiff transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cardiff conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Cardiff

How do I search for the right lawyer to supply a high level service for our conveyancing in Cardiff?

Option 1 is to ask connections who they experienced using in the past and if they were happy with the service.

Second, look on the internet for conveyancing in Cardiff. Phone two or three from the list and ask them to email you their conveyancing fees and speak to the lawyer who will handle the legal process ahead ofcommitting.

Third is to make use of this site to help you find the right solicitors for you based on your own expectations including location,deadlines, complexity and who the proposed lender is. Do not be teased by £100 conveyancing in Cardiff

In what way does my ID and proof of funds have anything to do with my conveyancing in Cardiff? What am I being asked for?

Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the potential client they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign should confirm this. Your lender will also require certain documents to be checked. Should you refuse to provide ID verification documents, your conveyancer would not be able to act for you.

I just acquired a flat at auction in Cardiff. Conveyancing is necessary. What happens now?

Given that you have now to all intents and purposes signed on the dotted line you must instruct a conveyancing practitioner soon as you are faced with a pending a fixed date to complete the conveyancing. All auction property should have a corresponding legal pack. This should include the copy title deeds, local authority and drainage searches. If you have purchased leasehold premises the conveyancing papers may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to leasehold premises. You should hand this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that you have funds organised to complete the transaction on the set completion date.

is it true that all Cardiff solicitor firms on the RBS conveyancing panel are overseen by the SRA?

As solicitors, in order to be on the RBS conveyancing panel they would need to be regulated by the SRA. The majority of banks do list licenced conveyancers on their panel in which case such practice would be governed by the CLC.

I currently have a mortgage with Virgin Money for my property in Cardiff. Conveyancing was finalised some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Virgin Money?

Your original mortgage agreement with Virgin Money will provide that you need their approval before letting out your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel solicitor.

In what way can the Landlord & Tenant Act 1954 affect my business property in Cardiff and how can you help?

The particular law that you refer to provides a safeguard to business tenants, giving them the right to make a request to court for a renewal tenancy and continue in occupation when the lease comes to an end. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and handle your commercial conveyancing in Cardiff

How do I find the right lawyer for my conveyancing in Cardiff ?

Option 1 is to ask the people you trust who they used in the past and if they were happy with the service. Second, look on the web for conveyancing in Cardiff. Phone a couple or more firms from the list and ask them to send you their conveyancing estimate and speak to the lawyer who will handle your conveyancing before you commit. Option 3 is to make use of our search tool to assist you in finding the right solicitors for you based on your unique requirements including location,speed, complexity and who your intended mortgage company is.Resist the temptation to appoint £99 conveyancing solicitors in Cardiff

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