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Find a Cardiff Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cardiff? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cardiff conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cardiff conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cardiff

At what point will exchange of contracts occur in purchase conveyancing in Cardiff and am I required to be at the solicitors branch?

Where you are near to our conveyancing solicitors in Cardiff you are welcome to attend to sign documents. However, the lender approved solicitors we recommend provide a countrywide conveyancing service and give just as comprehensive and professional a job for you when dealing with you electronically. The signing of the contract is not the point of no return. A signed contract is necessary for the solicitor to exchange contracts when the time is right, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Cardiff)to be in the office at the appropriate time.

I have 7378 less than 75 years unexpired on my lease and require a lease extension for my flat in Cardiff. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/3/2023 the requirements read as follows :

I purchased a 4 bedroom Victorian property in Cardiff. Conveyancing practitioner acted for me and Accord Mortgages Ltd. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cardiff and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing practitioner who conducted the conveyancing.

Due to the input of my in-laws I had a survey completed on a house in Cardiff prior to appointing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor has said that some lenders will not issue a loan on a flying freehold home.

It varies from the lender to lender. HSBC has different instructions for example to Halifax. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Cardiff. Conveyancing will be smoother if you use a solicitor in Cardiff especially if they are familiar with such properties in Cardiff.

Hoping to buy a property located in Cardiff and I am already nervous. I couldn't find anything specific about Cardiff. Conveyancing will be needed in due course but do you know about the Cardiff area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Cardiff. In the meantime here are some basic statistics that we found

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Find out more about how flying freehold can affect your the value of a property.