My partner and I are purchasing a brand new apartment in Cardiff and my conveyancer is advising me that she is duty bound to the bank to reveal incentives from the seller. I am on a tight deadline to sign contracts and I have no desire to prolong matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
The deeds to my home are lost. The conveyancers who dealt with the conveyancing in Cardiff 10 years ago no longer exist. Will I be able to sell the house?
Gone are the days when you need to hold title official documentation to evidence that you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Cardiff is where the house is located. Is there any guidance you can give?
Flying freeholds in Cardiff are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cardiff you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cardiff may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am selling my home. My previous lawyers has retired. I am in need of a recommendation of a conveyancing firm. Im based in Cardiff if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Cardiff. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
Your search tool is useful but there are many lawyers listed near Cardiff being on the bank conveyancing panel. Can you recommend a specific firm on the lender approved panel?
We are not in the business of recommending one firm above another as the right Cardiff conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Cardiff knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..