The deeds to my property are lost. The conveyancers who dealt with the conveyancing in Cardiff 5 years ago have long since closed. What do I do?
Gone are the days when you need to hold title official documentation to establish that you are the registered proprietor of land or premises, given that the Land Registry have everything they need in a digital format.
I am looking into buying my first house which is in Cardiff and I am already nervous. I couldn't find anything specific about Cardiff. Conveyancing will be needed in due course but do you know about the Cardiff area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Cardiff. In the meantime here are some basic statistics that we found
As co-executor for the will of my aunt I am selling a residence in Swansea but reside in Cardiff. My solicitor (who is 200 miles awayneeds me to execute a stat dec before completion. Can you recommend a conveyancing practitioner in Cardiff who can witness and place their company stamp on the document?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are based in Cardiff
I've recently bought a leasehold flat in Cardiff. Am I liable to pay service charges relating to a period prior to my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I acquired a 2 bed flat in Cardiff, conveyancing formalities finalised in 1997. Can you work out an approximate cost of a lease extension? Similar flats in Cardiff with a long lease are worth £221,000. The ground rent is £50 invoiced every year. The lease comes to an end on 21st October 2088
You have 70 years remaining on your lease we estimate the premium for your lease extension to span between £9,500 and £11,000 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. You should not use the figures in tribunal or court proceedings. There may be other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information before seeking the advice of a professional.
Can I determine who owns a house in Cardiff?
As long as the premises is recorded at HM Land Registry, and you have enough details of the address of the property, you will be able to obtain results from the HM Land Registry of the registered owner for a fee.