Find a Cardiff Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cardiff? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cardiff conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cardiff conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Cardiff

I'm in the process of transferring my current homeowner loan to a BTL Platform Home Loans Ltd mortgage. I was told by my mortgage that I need a solicitor for this. I had a chat the same Cardiff conveyancing practitioner who who conducted the conveyancing when I originally bought the premises. The quote issued of £500 is surprising as its a refinance than a sale or purchase.

The charges seem a little high. If you shop around you might get the conveyancing a bit cheaper by perhaps £125. That being said, providing that you were satisfied with the conveyancing the firm offered you maylive to regret choosing an an unknown solicitor. Remember to enquire that the conveyancer can act for Platform Home Loans Ltd. You can employ our search tool to get a quote a Cardiff conveyancing firm on the Platform Home Loans Ltd approved list of lawyers, which can often include conveyancing solicitors in Cardiff.

I am considering applying for a Coventry BS mortgage for purchase of a new build (under development) in Cardiff with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Coventry BS ?

There is nothing to stop you using your solicitor, but Coventry BS will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

I need some quick conveyancing in Cardiff as I am under a deadline to exchange contracts inside 4 weeks. Luckily I do not need a mortgage. Can I decline from having conveyancing searches to save money and time?

If.Given you are are a cash purchaser you have the choice not to do searches although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in Cardiff the following are instances of issues that can be revealed and therefore impact future mortgageability: Enforcement Notices, Outstanding Fees, Outstanding Grants, Railway Schemes,...

How does conveyancing in Cardiff differ for newly converted properties?

Most buyers of new build residence in Cardiff come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is completed. This is because house builders in Cardiff tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Cardiff or who has acted in the same development.

Can you offer any advice when it comes to choosing a Cardiff conveyancing practice to carry out our lease extension conveyancing?

When appointing a solicitor for lease extension works (regardless if they are a Cardiff conveyancing practice) it is essential that they be familiar with the legislation and specialises in this area of work. We recommend that you speak with two or three firms including non Cardiff conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be useful:

    How familiar is the firm with lease extension legislation?

Leasehold Conveyancing in Cardiff - A selection of Queries Prior to buying

    Who are the managing agents? What prohibitions exist in the Cardiff Lease? The answer will be important as a) areas could result in problems in the building as the communal areas may begin to deteriorate if services remain unpaid b) if the leaseholders have an issue with the running of the building you will need to know about it

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