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Find a Rhiwbina Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Rhiwbina? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rhiwbina conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Rhiwbina conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Rhiwbina

How up to date is your search tool for Rhiwbina conveyancing solicitors on the RBS conveyancing panel? Do RBS send you an updated list?

Rhiwbina conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.

Will our conveyancer be asking questions about flooding as part of the conveyancing in Rhiwbina.

The risk of flooding is if increasing concern for conveyancers carrying out conveyancing in Rhiwbina. There are those who purchase a property in Rhiwbina, fully expectant that at some time, it may be flooded. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Solicitors are not best placed to impart advice on flood risk, however there are a number of checks that may be initiated by the buyer or on a buyer’s behalf which should give them a better appreciation of the risks in Rhiwbina. The standard completed inquiry forms given to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the owner to determine whether the property has suffered from flooding. In the event that flooding has previously occurred which is not disclosed by the seller, then a buyer may issue a legal claim for losses as a result of such an inaccurate answer. A purchaser’s lawyers may also order an enviro report. This should reveal whether there is a recorded flood risk. If so, more detailed inquiries should be made.

How does conveyancing in Rhiwbina differ for newly converted properties?

Most buyers of new build residence in Rhiwbina approach us having been asked by the seller to exchange contracts and commit to the purchase even before the house is constructed. This is because developers in Rhiwbina typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Rhiwbina or who has acted in the same development.

I decided to have a survey completed on a house in Rhiwbina prior to retaining conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some lenders will not grant a loan on such a premises.

It varies from the lender to lender. Lloyds has different requirements for example to Halifax. Should you wish to call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rhiwbina. Conveyancing may be slightly more expensive based on your lender's requirements.

I have been Googling for Rhiwbina competitive conveyancing fees. Can I be confident that all the Rhiwbina practices that are identified on your site are on the lender conveyancing panel?

The law firms listed on our site have advised us that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the mortgage company panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Rhiwbina conveyancing solicitor being on the lender conveyancing panel is incorrect.

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Find out more about how flying freehold can affect your the value of a property.