Find a Rhiwbina Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Rhiwbina? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rhiwbina conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Rhiwbina

I require expedited conveyancing in Rhiwbina as I am under pressure to sign on the dotted line within 4 weeks. A home loan is not required. Can I escape the need for conveyancing searches to save fees and time?

If.Given you are are a cash buyer you are at free not to do searches although no law firm would recommend that you don't. Drawing on our experience of conveyancing in Rhiwbina the following are instances of what can show up and adversely affect market value: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Road Schemes,...

How does conveyancing in Rhiwbina differ for new build properties?

Most buyers of new build property in Rhiwbina come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is finished. This is because house builders in Rhiwbina tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Rhiwbina or who has acted in the same development.

I decided to have a survey completed on a property in Rhiwbina prior to instructing solicitors. I have been informed that there is a flying freehold element to the house. The surveyor has said that some mortgage companies will refuse to grant a loan on a flying freehold property.

It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rhiwbina. Conveyancing will be smoother if you use a solicitor in Rhiwbina especially if they are accustomed to such properties in Rhiwbina.

Having had my offer accepted I require leasehold conveyancing in Rhiwbina. Before I get started I require certainty as to the remaining lease term.

Assuming the lease is registered - and almost all are in Rhiwbina - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Rhiwbina Conveyancing for Leasehold Flats - Examples of Questions you should ask before buying

    How much is the ground rent and service charge? Is the freehold reversion owned collectively by the leaseholders? What restrictions are there in the Rhiwbina Lease?

I have selected a Rhiwbina conveyancing solicitor for our home move (first time buyers) and have noticed in the terms and conditions that they are not covered by the FCA. Need I be concerned or is that standard with lawyer?

We can't see why they should be. Most property lawyer don't lend money. They should be regulated by the Solicitors Regulation Authority, who have strict conditions covering amounts deposited by them.

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Find out more about how flying freehold can affect your the value of a property.