Forgive me if this question is silly but I am wet behind the ears as a first time purchaser of a two bedroom flat in Rhiwbina. Do I receive the keys to the property on completion from my solicitor? If this is the case, I will find a local conveyancing solicitor in Rhiwbina?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the owner’s conveyancers, and shortly after the monies have arrived, you should be called to receive the keys from the property Agents and start moving into the property. This tends to happen early afternoon.
How can we tell if a Rhiwbina conveyancing solicitor on the Yorkshire BS panel is any good?
When it comes to conveyancing in Rhiwbina obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer handling your transaction.
I am currently in the process of buying my council flat in Rhiwbina. I have a mortgage offer with TSB. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
Due to the encouragement of my in-laws I had a survey completed on a house in Rhiwbina ahead of retaining lawyers. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies will not issue a mortgage on such a property.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rhiwbina. Conveyancing may be slightly more expensive based on your lender's requirements.
Is there anything unique about your site and other online quote calculators when it comes to conveyancing in Rhiwbina?
At this site secure a conveyancing quote from a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Rhiwbina. As opposed to estate agents and many comparison sites we do not operate kick-back deals with solicitors. A large number of agents and online brokers 'recommend' the firm who pay the most per referral, not the best value conveyancing in Rhiwbina
I am thinking of appointing a conveyancing lawyer in Rhiwbina for my remortgage. Is there any facility to check a solicitor's record with the profession’s regulator?
You may review presented Solicitor Regulator Association (SRA) determinations stemming from investigations from 2008 onwards. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The regulator may recorded call for training requirements.
My fiance and I are hoping to buy a three room bungalowin Rhiwbina with a mortgage from a bank. We wish to instruct our lawyer in Rhiwbina but our mortgage company advise she’s not listed on their "panel". It seems we have little choice but to instruct from the our lender panel solicitors or stay with our Rhiwbina solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage company mortgage issued is subject to conditions, one of which will be that lawyers will on the lender's conveyancing panel. Until recently, most mortgage companies had open panels, including almost all conveyancing solicitors in Rhiwbina : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your mortgage company.