Our family solicitor has quoted £1200 for freehold conveyancing in Victoria Park. I’m selling a Edwardian house for £275,000. Is this too much? Is it above the average fee for conveyancing in Victoria Park?
The estimate does seem a tad steep. If you shop around you may be able to get the conveyancing a bit cheaper by as much as a hundred pounds. On the other hand, you mightcome to regret opting for an an unknown solicitor. Remember to enquire the firm can act for your bank. You can use our search tool to select a Victoria Park conveyancing company on the banks approved list of lawyers which can often include conveyancing solicitors in Victoria Park.
We previously selected conveyancing lawyers based in Victoria Park on the Co-operative solicitor approved list. They are now charging me a further sum for handling the Co-operative mortgage. Is this an additional conveyancing fee set by Co-operative?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your lawyer may levy a fee for this. The charge is not dictated by Co-operative but by your Victoria Park conveyancer. Plenty of firms on the Co-operative panel will levy ’dealing with mortgage’ fee and others do not.
We are getting a further advance on our mortgage from UBS as we intend to carry out improvements to our property in Victoria Park. Are we obliged to choose a bricks and mortar Victoria Park solicitor on the UBS conveyancing panel to handle the paperwork?
UBS would not normally appoint a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS conveyancing panel.
Completion of my remortgage has taken place for my property in Victoria Park. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
A relative advised me that where I am buying in Victoria Park I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Victoria Park conveyancing searches. It is not a small document of about 40 pages, listing and detailing important information about Victoria Park around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Victoria Park Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Victoria Park Education with maps and statistics, Local Amenities and other useful data regarding Victoria Park.
Due to the advice of my in-laws I had a survey completed on a house in Victoria Park prior to instructing solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some lenders tend refuse to issue a mortgage on such a property.
It varies from the lender to lender. Lloyds has different instructions from Halifax. If you call us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Victoria Park. Conveyancing may be slightly more expensive based on your lender's requirements.
My step-father has suggested that I instruct his lawyers for conveyancing in Victoria Park. Do I take his guidance?
No doubt it’s preferable to choose a conveyancing practitioner is to get guidance from friends or relatives who have actually experience in using the solicitor you're are thinking of instructing.