My fiance and I are purchasing a flat in Morganstown. My lawyer is not on the lender conveyancing panel. Can I still continue with my Morganstown conveyancing solicitor even though they are excluded from the lender approved list?

You have a couple of options open to you here

• Complete the deal with your preferred Morganstown but your bank will no doubt appoint a on their approved panel. The net result is additional cost together with probable delay.
• Choose a fresh to act in the purchase, obviously checking they are on the lender conveyancing panel.
• Convince your property lawyer to pull out all the stops to join the mortgage company panel of solicitors

In what way does my ID and proof of funds have anything to do with my conveyancing in Morganstown? What am I being asked for?

In order to comply with Money Laundering Regulations any Morganstown conveyancing firm will require proof of identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility account evidencing your correct address.

Under Money Laundering Regulations, conveyancers are duty bound to validate not just the identity of conveyancing clients but also the source of fund that they receive in respect of any matter. An unwillingness to disclose this will result in your conveyancer ending their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your conveyancers are duty bound to inform the appropriate authorities should they consider that any amounts received by them may contravene the Money Laundering Regulations.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Morganstown?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Morganstown. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am looking for a ground for flat up to £195,000 and found one round the corner in Morganstown I like with amenity areas and station nearby, the downside is that it only has 52 years on the lease. I can't really find anything else in Morganstown suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you need a mortgage that many years will be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.

How do I locate a Morganstown solicitor on the conveyancing panel? I have a car and am willing to travel upto 10miles to meet the solicitor.

You can use the facility on this page. Please choose the bank and your location and you will see a number of Morganstown conveyancing lawyers located nearest you. We have listed some Morganstown conveyancing firms at the bottom of this page and you can ring them to see whether they are on the member panel