My partner and I changing mortgage lender for our maisonette in Creigiau with Aldermore. We have a son approaching twenty who lives with us. Our solicitor requested us to identify any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is repossessed. I have two questions (1) Is this document specific to the Aldermore conveyancing panel as he never had to sign this form when we purchased 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Aldermore. This is solely used to protect Aldermore if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Aldermore had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

As someone not used to the Creigiau conveyancing process what is the number one tip you can impart concerning the legal transfer of property in Creigiau

You may not hear this from too many lawyers but conveyancing in Creigiau or throughout England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there exists plenty of room for conflict between you and other parties involved in the legal transfer of property. E.g., the vendor, estate agent and on occasion a bank. Appointing a law firm for your conveyancing in Creigiau an important selection as your conveyancer is your adviser, and is the SOLE person in the legal process whose responsibility is to protect your best interests and to protect you.

On occasion a potential adversary may try and sway you that it is in your interests to do things their way. For instance, the property agent may claim to be helping by suggesting your conveyancer is slow. Or your mortgage broker may advise you to do something that is contrary to your solicitors advice. You should always trust your lawyer above all other parties in the home moving process.

Are there restrictive covenants that are commonly picked up during conveyancing in Creigiau?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Creigiau. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

The estate agent has sent us the confirmation of our purchase of a new build apartment in Creigiau. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Creigiau

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.

Taking into account that I am about to part with 450k on 3 bedroom house in Creigiau I wish to have a conversation with the solicitor about mytransaction ahead of appointing the firm. Is this something that you can arrange?

Absolutely - we would be happy to talk to you we do not take any clients on without you liaising with the conveyancer due to be doing your property ownership legalities in Creigiau.There is no ‘factory style conveyancing’ - each client is unique person, not a case number. The law firms that we put you in touch with believe that the fees you are quoted for residential conveyancing in Creigiau should be the figure that you are charged.