Do the Building Society Association intend to launch a search tool with a view to list practices on the Melton Mowbray Building Society conveyancing panel for example in Cowbridge?
We have not been informed any plans on the part of the BSA to promote such a search facility.
What is the difference between a licensed conveyancer and conveyancing solicitor in Cowbridge
There are many recorded licenced Conveyancers in Cowbridge and Solicitor partnerships in Cowbridge who can assist with your conveyancing We would stress that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. The two can handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
My aunt pointed out to me me that in purchasing a property in Cowbridge there could be a number of restrictions as to what one can do in terms of external changes to a property. Is this right?
There are a number of properties in Cowbridge which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Cowbridge should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Can I be sure that the Cowbridge conveyancing solicitor on the Co-operative panel is any good?
When it comes to conveyancing in Cowbridge obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor carrying out your transaction.
Over the last few months I have been searching for a flat up to £235,500 and found one round the corner in Cowbridge I like with amenity areas and transport links in the vicinity, however it's only got 61 remaining years left on the lease. There is not much else in Cowbridge in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a mortgage that many years will likely be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
I'm remortgaging my primary home to a BTL loan with Virgin Money and intend to use the remaining equity as a deposit on further property. The location we are talking about is Cowbridge. Will your conveyancers be able to act for both sets of mortgage companies and link together the transactions?
Do use our comparison tool on this page to ensure that the lawyers are approved by both lenders. On the basis that they are the conveyancer should be able to simultaneously deal with the two deals but you should talk with you solicitor and make apparent your expectations and needs.
My husband and I are novice buyers - had an offer accepted, but the property agent advised that the seller will only proceed if we appoint the agent's recommended conveyancers as they are insisting on a ‘quick sale’. We would rather use a high street conveyancer with experience of conveyancing in Cowbridge
It is unlikely the sellers are driving this. If they require ‘a quick sale', alienating a serious buyer is counter productive. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)however you will continue to appoint your preferred Cowbridge conveyancing firm - rather thanthe ones that will earn their negotiator at the agency a referral fee or hit his conveyancing targets set by head office.