Finally the sale completed on my house in Cowbridge last May yet the purchaser is calling every few hours to moan that their solicitor needs to hear from mysolicitor. What are the post completion sale legalities now that I have sold?
After completion of your disposal your lawyer is duty bound to forward the transfer documentation and all additional paperwork to the purchaser's solicitors. If applicable, your lawyer should also confirm that the home loan has been discharged to the purchasers conveyancers. There are no post completion tasks just for conveyancing in Cowbridge.
We were going to get a OIP from Yorkshire BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Cowbridge solicitors on the Yorkshire BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Cowbridge solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.
I have decided to exercise my right to buy my property in Cowbridge off the council. I have a mortgage agreed with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
Completion of my remortgage has taken place for my property in Cowbridge. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I bought my flat on 13 September and my personal details is yet to be registered. Need I be worried? My conveyancing solicitor in Cowbridge expressed confidence that it will be formalised in less than a month. Are properties in Cowbridge uniquely lengthy to register?
As far as conveyancing in Cowbridge is concerned, registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timeframes can differ according to the party submitting the application, whether it is in order and if the Land registry must send notices to any third persons or bodies. Currently roughly 80% of submission are fully addressed in less than three weeks but some can be subject to longer delays. Historically registration is effected after the purchaser is living at the property so 'speed' is not typically primary concern but where it is urgent that the the registration takes place urgently then you or your conveyancer can contact the land registry and explain the circumstances.
About to purchase a new build flat in Cowbridge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Cowbridge
Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are surveyor prepared. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
I need to find a conveyancing solicitor for freehold conveyancing in Cowbridge. I have discover a site which looks to be the ideal solution If there is a chance to get all formalities done via phone that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?