My grandfather passed away six months ago and as sole heir and executor I was left the house in Ogmore Vale. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this possible?
Given you plan to refinance then Kent Reliance will require that you use a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
The deeds to my house can not be found. The solicitors who dealt with the conveyancing in Ogmore Vale 4 years ago have long since closed. What are my next steps?
In today’s world there are duplicates made of almost everything, and your conveyancer will be aware exactly where to locate all the appropriate paperwork so you may buy or sell your property without a hitch. If duplicates can’t be located, your conveyancer may be able to put in place insurance or indemnities against future claims on the property.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Ogmore Vale. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Ogmore Vale
Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I decided to have a survey done on a property in Ogmore Vale prior to retaining conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some banks will not issue a mortgage on this type of home.
It varies from the lender to lender. Santander has different instructions for example to Nationwide. Should you wish to call us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ogmore Vale. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ogmore Vale to see if the conveyancing will be more expensive.
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At this site obtain an accurate quote from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Ogmore Vale. Unlike many estate agents and many comparison sites we do not have commission deals with solicitors. A large number of agents and online brokers 'recommend' the firm who pay the highest commission, rather than the best value conveyancing in Ogmore Vale