I was informed yesterday by my financial adviser that my Merthyr Tydfil the law firm I have appointed is not on the lender Conveyancing panel. How can I be certain if this is indeed the case?
The first thing you need to do is to call your Merthyr Tydfil conveyancer. You lawyer should inform you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
Having sold my house in Merthyr Tydfil last October but my buyer keeps calling me to moan that their lawyer needs to hear from mylawyer. What should my lawyer have done following completion?
Post completion of your sale your solicitor should send the transfer deeds and all additional paperwork to the purchaser's solicitors. Depending on the transaction, your conveyancer must also confirm that the home loan has been discharged to the purchasers lawyers. There are no post completion procedures just for conveyancing in Merthyr Tydfil.
I have justbecome aware that Wolstenholmes have been shut down. They carried out my conveyancing in Merthyr Tydfil for a purchase of a freehold house 10 months ago. How can I establish that my home is in my name in the name of the previous owner?
The easiest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Merthyr Tydfil conveyancing specialists.
How does conveyancing in Merthyr Tydfil differ for new build properties?
Most buyers of new build premises in Merthyr Tydfil come to us having been asked by the developer to sign contracts and commit to the purchase even before the residence is constructed. This is because developers in Merthyr Tydfil usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Merthyr Tydfil or who has acted in the same development.
I decided to have a survey completed on a property in Merthyr Tydfil ahead of instructing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some lenders may not give a loan on this type of property.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Merthyr Tydfil. Conveyancing may be slightly more expensive based on your lender's requirements.