My partner and I are purchasing a newly constructed flat in Pyle and my solicitor is informing me that she is duty bound to the mortgage company to disclose incentives from the seller. The Estate Agents are hassling me to exchange and I don't want to prolong the conveyancing. Is my lawyer right?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I used Action Conveyancing a few years past for my conveyancing in Pyle. Now, I need the documents however the law firm has closed. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Pyle of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Due to the advice of my in-laws I had a survey completed on a property in Pyle prior to instructing conveyancers. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies may not give a loan on this type of home.

It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Pyle. Conveyancing may be slightly more expensive based on your lender's requirements.

I am looking to sell my home. My previous lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in Pyle if that affects matters.

You should use our search tool to help you choose a solicitor for your conveyancing in Pyle. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

Can you provide any advice for leasehold conveyancing in Pyle with the aim of saving time on the sale process?

• A significant proportion of the frustration in leasehold conveyancing in Pyle can be avoided where you get in touch lawyers the minute your agents start advertising the property and request that they start to put together the leasehold documentation which will be required by the purchasers’ representatives.
Many landlords or managing agents in Pyle levy fees for providing management packs for a leasehold property. You or your lawyers should discover the actual amount of the charges. The management information sought on or before finding a buyer, thus accelerating the process. The average time it takes to obtain the necessary information is three weeks. It is the most frequent reason for frustration in leasehold conveyancing in Pyle. If you have had conflict with your freeholder or managing agents it is essential that these are settled prior to the flat being put on the market. The purchasers and their solicitors will be reluctant to purchase a property where a dispute is ongoing. You will have to accept that you will have to discharge any arrears of service charge or settle the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is clearly preferable to present the dispute as historic rather than unsettled. If you have carried out any alterations to the premises would they have required Landlord’s consent? Have you, for example laid down wooden flooring? Most leases in Pyle state that internal structural alterations or installing wooden flooring calls for a licence issued by the Landlord consenting to such works. Should you dont have the paperwork in place do not communicate with the landlord without checking with your solicitor in advance.

I bought a 1 bedroom flat in Pyle, conveyancing formalities finalised November 1997. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in Pyle with a long lease are worth £180,000. The ground rent is £65 invoiced every year. The lease runs out on 21st October 2083

With 59 years unexpired we estimate the premium for your lease extension to be between £20,900 and £24,200 as well as legals.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to advice on the actual costs in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.