I am hoping to receive a mortgage offer from Lloyds. I would like to use a Licensed Conveyancer in North Cornelly. Does the Lloyds Solicitor panel include Licensed Conveyancers?

The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

My flat in North Cornelly is up for sale and I have a buyer. Will my conveyancing practitioner have to be on the Barclays conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Barclays conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.

The estate agent has sent us the confirmation of our purchase of a new build flat in North Cornelly. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in North Cornelly

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please confirm the Lease plans are architect prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

I opted to have a survey done on a house in North Cornelly ahead of instructing solicitors. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some lenders tend not grant a loan on such a premises.

It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in North Cornelly. Conveyancing may be slightly more expensive based on your lender's requirements.

Am I best advised to go with a North Cornelly conveyancing practitioner based in the vicinity that I am buying? I have an old university friend who can conduct the conveyancing but they are based over three hundred miles away.

The primary upside of using a local North Cornelly conveyancing practice is that you can visit the firm to sign documents, deliver your identification documents and apply pressure on them where appropriate. Having local North Cornelly know how is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and they were impressed that must trump using an unfamiliar North Cornelly conveyancing solicitor solely due to them being based in the area.