I am expecting a mortgage offer from Santander. My intention is to enlist the help of a Licensed Conveyancer in North Cornelly. Does the Santander Conveyancing panel allow for Licensed Conveyancers?

The Santander approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

We are looking to buy a flat and need a conveyancing solicitor in North Cornelly who is on the UBS solicitor panel. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in North Cornelly.

A friend informed me that in purchasing a property in North Cornelly there may be a number of restrictions as to what one can do in terms of external changes to the property. Is this right?

There are anumerous of properties in North Cornelly which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in North Cornelly should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Is it the case that all North Cornelly conveyancing solicitors on the Principality conveyancing panel are overseen by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Principality approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Some mortgage companies do allow licenced conveyancers on their panel in which case such practice would be regulated by the Council of Licensed Conveyancers.

Last month we had a mortgage agreed in principle with Lloyds. North Cornelly conveyancing lawyers have been chosen. What is the average time that one could expect to receive a mortgage offer from Lloyds?

There is no definitive answer here. Have Lloyds done the survey? Have you advised Lloyds as to your lawyers' details and checked that your lawyers are on the Lloyds conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Due to the input of my in-laws I had a survey completed on a property in North Cornelly in advance of instructing solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor has said that some lenders may not give a mortgage on a flying freehold house.

It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in North Cornelly. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in North Cornelly to see if the conveyancing costs will increase in light of this.

Expecting to complete next month on a garden flat in North Cornelly. Conveyancing solicitors inform me that they are sending me a report within the next couple of days. What should I be looking out for?

The report on title for your leasehold conveyancing in North Cornelly should include some of the following:

It needs to be made clear to you whether the lease permits you to add or upgrade aspects of the premises- you must know whether it applies to all alterations or just structural alteration, and whether consent is mandated necessary if lease has a provision for a reserve account for major repairs? Who has the liability for maintaining the window frames Rent payments - how much and when is collected, and be on notice if this is subject to change

Leasehold Conveyancing in North Cornelly - Sample of Questions you should ask Prior to Purchasing

How much is the service charge and ground rent on the apartment? What is the name of the managing agents? Is anyone aware of any major works in the near future that will add a premium to the maintenance costs?