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Find a Rhoose Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Rhoose? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rhoose home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Rhoose conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Rhoose

Our conveyancer has uncovered a a legal deficiency with the lease for the property we are buying in Rhoose. The seller’s lawyers have offered title insurance as a solution. We are happy with insurance and will cover the costs. Our conveyancing practitioner has advised that he must be satisfied that the mortgage company is happy with this solution. Are we the client or is the lender?

Regardless of the fact that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their specifications for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the lender are the client. The appropriate lender provisions must be adhered to.

My property lawyer in Rhoose is not listed on the Accord Mortgages Ltd Approved Panel. Can I still continue with my prefered solicitor even though they are not on the Accord Mortgages Ltd panel of approved conveyancing solicitors?

The limited options open to you here include:

  1. Carry on with your existing Rhoose lawyers but Accord Mortgages Ltd will need to instruct a lawyer on their panel. This will result in additional total conveyancing fees as well as cause frustration.
  2. Choose a new solicitor to to deal with the purchase, remembering to check they are Accord Mortgages Ltd approved.
  3. Try to convince your Accord Mortgages Ltd solicitor to seek to join the Accord Mortgages Ltd panel

My conveyancer has informed me that lack of right of way insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Rhoose?

The appropriate level of lack of right of way indemnity insurance depends on your lender. It would differ for example between Halifax and The Mortgage Works. Conveyancing practitioners as opposed to members of the public take out such insurances.

Two weeks ago we had a mortgage agreed in principle with Skipton. Rhoose conveyancing solicitors are instructed. What is the average time that one could expect to receive a mortgage offer from Skipton?

Some lenders take longer than others. Have Skipton done the survey? Have you advised Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I am selling my house. I had a double glazing fitted in February 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, UBS are being problematic. The Rhoose solicitor who is on the UBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but UBS are requiring a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?

It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Have purchased a a detached house in Rhoose , how long should it take for the Land Registry to register my title? My Rhoose conveyancing solicitor has been painfully slow, so I want to be sure that my name is recorded.

As far as conveyancing in Rhoose is concerned, registration is no quicker or slower than anywhere else in the country. Rather than based on location, timescales can adjust subject to who lodges the application, whether it is in order and whether the Land registry need to notify any interested persons or bodies. As of today in the region of 80% of submission are fully dealt with in less than three weeks but some can be subject to longer delays. Registration occurs after the buyer has moved in to the premises therefore 'speed' is not typically an essential issue yet where there is a degree of urgency associated with the registration then you or your conveyancer should communicate with the Registry to express the reasoning for an expedited registration.

We have appointed a Rhoose conveyancing solicitor for our house purchase (FTB’s) and have noticed in the terms and conditions that they are not regulated by the Financial Conduct Authority. Need I be worried or is that standard with lawyer?

We can't see why they should be. Most property lawyer don't lend money. You should check that they are governed by the SRA, who dictate specific stipulations in relation to funds deposited on client account.

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