My mortgage broker has asked me for my Dinas Powys law firm’s panel reference for the Lloyds conveyancing panel. How do I find this out. I have called my local Dinas Powys branch but they don't know it.

You are best placed to get this information from your Dinas Powys lawyer . Most Dinas Powys law firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

What does my ID and proof of funds have anything to do with my conveyancing in Dinas Powys? Why is this being asked of me?

Dinas Powys conveyancing solicitors as well as nationwide property practitioners accross the UK have an obligation under Anti-terror and anti-money-laundering rules to check the ID of any client in order to satisfy themselves that clients are who they say they are.

Conveyancing clients will need to supply two forms of certified identification; proof of identity (typically a Passport or Driving Licence) and evidence of address (typically a Bank Statement no more than three months).

Confirmation of source of monies is also necessary under the money laundering regulations as lawyers are mandated to investigate that the monies you are utilising to acquire a property (whether it be the deposit for exchange or the full purchase amount if you are buying without a mortgage) has come from an acceptable source (such as employment savings) as opposed to the product of criminal activity.

Are there restrictive covenants that are commonly identified as part of conveyancing in Dinas Powys?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Dinas Powys. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a simple, chain free conveyancing. Dinas Powys is the location of the property. Is there any advice you can impart?

Flying freeholds in Dinas Powys are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Dinas Powys you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dinas Powys may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

A licensed conveyancer acted on my conveyancing in Dinas Powys half a dozen years past having archived my deeds but has since been shut down – how do I retreive them?

Deeds, as such, no longer exist as the majority of homes in Dinas Powys are registered electronically at Land Registry. If you need to establish evidence of proprietorship or are disposing of or refinancing your conveyancer will need to obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.