I can't travel far from Bonvilston. Is there a reason why all Bonvilston lawyers are not on all mortgage company panels?
A decade ago most banks demonstrated an attitude to risk which differs from the current day. The financial regulator in 2010 conducted a thematic review into property fraud which in summary warned lenders: know the lawyers on your panel. Accordingly, banks have subsequently looked to extract more data from law firms regarding their processes and the staff who work for them and set certain criteria such as completing a minimum amount of transactions. Many law practices have found themselves removed from lender panels even though they had an exemplary disciplinary record, no complaints and no claims and didn't just 'dabble' in conveyancing. Such firms found it impossible satisfy the criteria of amount of transactions the lenders insisted on.
Having sold my house in Bonvilston last February but the buyer keeps calling every few hours complaining that her solicitor is waiting to hear from mine. What should my lawyer have done now that I have sold?
Following your house sale your conveyancer is obliged to send the transfer deeds and all of the paperwork to the purchaser's conveyancer. Where relevant, your lawyer must also send confirmation that the mortgage has been repaid to the buyers conveyancers. There is unlikely to be post completion procedures specific conveyancing in Bonvilston.
We wanted to use a property lawyer in Bonvilston for our house move. Our financial adviser informed us that our mortgage lenders Santander won't deal with them. Why is this not regarded as unfair competition?
A mortgage company can require a panel solicitor act for it. Borrowers are expected to bear the charges for this. Please make use of our database to locate a solicitor to carry conveyancing in Bonvilston on the Santander member panel.
I have justbeen informed that Stirling Law have been shut down. They conducted my conveyancing in Bonvilston for a purchase of a leasehold flat 18 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The easiest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bonvilston conveyancing specialists.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Bonvilston is where the house is located. Can you shed any light on this issue?
Flying freeholds in Bonvilston are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bonvilston you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bonvilston may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.