What is the best way to find out if the solicitor handling my conveyancing in Llandough is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Clydesdale thus spending £175.00 in supplemental legal bill.
You should make use of the find a lender approved solicitor tool on this site. Pick the lender and type ‘Llandough’ or your location and you will discover a number of lawyer offices in Llandough or nearest you.
My wife and I are purchasing a property in Llandough. It might be a silly question but how we can trust a solicitor? On completion day we have to send our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Does a directory service exist listing Nationwide panel solicitors in Llandough on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few lending institutions make their panel listings viewable on the web. If you are looking for a Llandough solicitor on the Nationwide please make the most of our tool.
I am selling my flat. I had a double glazing fitted in September 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, HSBC are being a right pain. The Llandough solicitor who is on the HSBC conveyancing panel is recommending indemnity insurance as a solution but HSBC are requiring a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have todaybecome aware that Stirling Law have been shut down. They carried out my conveyancing in Llandough for a purchase of a leasehold apartment 9 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The easiest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Llandough conveyancing specialists.
I am looking for a flat up to £195,000 and identified one near me in Llandough I like with amenity areas and railway links in the vicinity, however it only has 51 years unexpired on the lease. I can't really find anything else in Llandough suitable, so just wondered if I would be making a grave error acquiring a short lease?
If you require a mortgage the shortness of the lease will likely be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you could ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
How do I use the search tool to choose a conveyancing solicitor in Llandough on the approved list for my lender?
First pick a lender such as Birmingham Midshires, Coventry Building Society or Platform Home Loans Ltd then specify your preferred area for example Llandough. Conveyancing organisations in Llandough and nationally should be listed.