Find a Pentyrch Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Pentyrch? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Pentyrch transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Pentyrch conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Pentyrch

I happen to be the single recipient of my late grandmother’s will and I have everything in my name alone, including the house in Pentyrch. Conveyancing formalities meant that the Land Registry date was in April. I want to move. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership will be considered the same way as though I had purchased the house in April. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. How practical a view mortgage companies take of it, depend on the lender as this obligation chiefly exists to pick up on the purchase and immediately sell or the quick reselling of properties.

Can you point me to a directory of Nationwide panel solicitors in Pentyrch on the UK Finance Lenders’ Handbook Website?

No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings open the public on the web. If you are looking for a Pentyrch property lawyer on the Nationwide please make the most of our tool.

I have finally had an offer on a maisonette in Pentyrch accepted, but there is a chain. The owners have offered on somewhere, however it’s not yet tied up, and have viewings of other apartments booked. I have selected a nearby conveyancing solicitor in Pentyrch. What should be my next step? When do I get the mortgage application with Skipton going?

It is normal to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx £1k, then valuation, Pentyrch conveyancing search fees, etc). First, you must ensure that your solicitor is on the Skipton conveyancing panel. As to the next phase this very much depends on the uniqueness of your transaction, motivation for the property and on the state of the market. In a rising market the majority of purchasers would apply for the mortgage with Skipton and arrange for the valuation and only if it comes back ok would they pay their conveyancer to move forward with the conveyancing in Pentyrch.

Taking into account that I will soon spend over three hundred thousand on 3 bedroom house in Pentyrch I would like to talk to a solicitor about myhome move prior to giving the go ahead to the firm. Can this be arranged?

This is something that we recommend - it is our preference to talk to you we do not take any clients on without you first talking to the conveyancer who will be conducting your conveyancing in Pentyrch.There is no ‘factory style conveyancing’ - each client is an important person, not a matter reference. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in Pentyrch should be the amount on the final invoice that you are charged.

I need to appoint a conveyancing solicitor for sale conveyancing in Pentyrch. I have discover a web site which appears to be the perfect solution If it is possible to get all this stuff done via email that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Estate agents have just been given the go-ahead to market my ground floor apartment in Pentyrch. Conveyancing solicitors are to be appointed soon, however I have recently received a yearly maintenance charge demand – should I leave it to the buyer to sort out?

Your conveyancing lawyer is likely to suggest that you should clear the service charge as usual given that all rents and service payments should be apportioned on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

I invested in buying a split level flat in Pentyrch, conveyancing was carried out in 2011. How much will my lease extension cost? Equivalent flats in Pentyrch with a long lease are worth £201,000. The ground rent is £45 yearly. The lease expires on 21st October 2087

With just 65 years left to run the likely cost is going to range between £13,300 and £15,400 plus professional fees.

The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before getting professional advice.

My wife and I have recently had an offer accepted on a property and had meeting on Tuesday with Leeds Building Society for the mortgage. They have informed us that when it comes to choosing a lawyer that if they are not on their approved panel of conveyancing practitioners then we will be subject to an a further fee of £200. This is is due to the fact that they will then have to instruct a property lawyer to act for them in addition to the one we select on our behalf and we assume responsibility for their fees. I have asked Leeds Building Society to furnish me with a list so I can obtain estimates only from their approved conveyancers but was told they dont have such a list to hand over. Is there a simple way of finding out who is on a lender panel?

You should ask Leeds Building Society what their criteria for joining their panel is for a conveyancer.Then ask the solicitor of your choice whether they fit that criteria and have they acted on loans for Leeds Building Society previously. If the answer to those is yes, then just double check with Leeds Building Society. Alternatively please utilise our search facility and we should be able to locate a conveyancing practitioner in Pentyrch on the panel for Leeds Building Society.

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