I am buying a flat in Pentyrch. My Solicitor has never been on on the bank conveyancing list. Am I still permitted to use my Pentyrch conveyancing solicitor even though they are not on the mortgage company panel?
Various options include
- Carry on with your existing Pentyrch conveyancing practitioner but your bank will no doubt use a lawyer on their approved list. The net result is additional fees and potential frustration.
- Get a new property lawyer to conduct the conveyancing, making sure they are on the lender conveyancing panel.
- Convince your property lawyer to do everything possible to get listed on the bank’s conveyancing panel
What does my ID and proof of funds have anything to do with my conveyancing in Pentyrch? What am I being asked for?
Pentyrch conveyancing solicitors as well as nationwide property practitioners throughout the UK have an obligation under Anti-terror and anti-money-laundering rules to check the identity of any client with a view to satisfy themselves that clients are who they say they are.
Conveyancing clients are required to provide two forms of certified identification; proof of ID (typically a Passport or Driving Licence) and evidence of address (typically a Utility Bill less than 3 months old).
Evidence of source of monies is also necessary under the money laundering regulations as conveyancers are mandated to ensure that the money you are utilising to buy a property (be it the exchange deposit or the total purchase amount if you are buying without a mortgage) has come from a reputable source (such as an inheritance) rather than the fruits of criminal behaviour.
The deeds to my property are lost. The conveyancers who conducted the conveyancing in Pentyrch 5 years ago are no longer around. What are my next steps?
You no longer need to have the physical official documentation to prove you own the land or premises, given that the Land Registry have everything they need in a digital format.
I am thinking of appointing a conveyancing solicitor in Pentyrch for my home move. Is there any facility to review a solicitor's complaints history with the profession’s regulator?
Anyone can see documented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Visit Check a solicitor's record. To find records Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA may recorded telephone calls for training requirements.
We are considering using a web based lawyer ahead of a Pentyrch conveyancing practice. Any advice?
There are advantages of being able to pop in to a local Pentyrch conveyancing solicitor such as
- signing documents same day
- often being able to see someone face-to-face can make a significant difference, particularly for more complex house moves
- the ability to complain if matters are not going as expected
When checking fees, look carefully for hidden extras. Most decent Pentyrch high street solicitors give an all-inclusive figure. Many online agents seem to offer low cost prices, but have burried 'extras' in the in the terms and conditions.