lenderpanel

Find a Pentyrch Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Pentyrch? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Pentyrch home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Pentyrch conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Pentyrch

I am the registered owner of a freehold house in Pentyrch but nevertheless pay rent, why is this and what is this?

It is rare for properties in Pentyrch and has limited impact for conveyancing in Pentyrch but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.

Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who handled the conveyancing in Pentyrch 5 years ago no longer exist. What are my options?

As long as the title is registered the details of your proprietorship will be documented by HMLR with a Title Number. It is easy to execute a search at the Land Registry, identify your house and obtain current copies of the property title for a small fee. If the property is Leasehold then the Land Registry will usually hold a certified copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.

I am looking for a ground for flat up to £195,000 and found one round the corner in Pentyrch I like with open areas and station in the vicinity, however it only has 61 years on the lease. There is not much else in Pentyrch in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a home loan the remaining unexpired lease term will likely be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.

What tools are available to identify a Pentyrch law firm on the Skipton Building Society conveyancing panel? I am a keen cyclist and am willing to travel upto 10miles to meet the conveyancer.

You can use the facility on this page. Please pick a mortgage company and your location and you will see a number of Pentyrch conveyancing lawyers locally. We have listed some Pentyrch conveyancing firms towards the end of this page and you can contact them to see whether they are on the Skipton Building Society approved list

I today plan to offer on a house that appears to tick a lot of boxes, at a great figure which is making it all the more appealing. I have since found out that the title is leasehold rather than freehold. I would have thought that there are particular concerns buying a house with a leasehold title in Pentyrch. Conveyancing advisers have are about to be instructed. Will they explain the issues?

Most houses in Pentyrch are freehold and not leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can help the conveyancing process. We note that you are purchasing in Pentyrch in which case you should be looking for a Pentyrch conveyancing solicitor and be sure that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a leaseholder you will not be entirely free to do whatever you want with the house. The lease will likely included provisions such as requiring the freeholder’sconsent to carry out alterations. You may also be required to pay a service charge towards the maintenance of the estate where the house is part of an estate. Your lawyer will report to you on the legal implications.

I purchased a garden flat in Pentyrch, conveyancing was carried out February 2005. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Pentyrch with a long lease are worth £180,000. The average or mid-range amount of ground rent is £65 levied per year. The lease runs out on 21st October 2078

With just 58 years unexpired we estimate the price of your lease extension to range between £22,800 and £26,400 as well as legals.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.

Last updated

Find out more about how flying freehold can affect your the value of a property.