Due to move into my new home in Pentyrch next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the lender. What does the insurance need to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not specific to conveyancing in Pentyrch.

I bought my house on 4 February and the transaction details are still not on the land registry website. Need I be worried? My conveyancing solicitor in Pentyrch expressed confidence that it would be dealt with in less than a month. Are titles in Pentyrch particularly slow to register?

As far as conveyancing in Pentyrch registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timeframes can vary subject to the party submitting the application, whether it is in order and whether the Land registry need to notify any other parties. At present approximately three quarters of submission are completed within 12 days but occasionally there can be extensive hold-ups. Historically registration takes place after the buyer is living at the property therefore registration formalities is not always top priority but if it is urgent that the the registration takes place urgently then you or your lawyers must speak with the land registry and explain the circumstances.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Pentyrch. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Pentyrch

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Pentyrch is the location of the property. What do you suggest?

Flying freeholds in Pentyrch are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Pentyrch you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Pentyrch may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My business partner and I are looking to lease a unit on the high street. Can you recommend solicitors offering fixed fees for commercial conveyancing in Pentyrch for under £1,200?

We can recommend firms who have specialist knowledge of commercial conveyancing in Pentyrch, including the sale and purchase of businesses as well as simply property. Whether you are hoping to acquire or sell a shop, pub, restaurant, office, retail premises or a complete business we can put you in touch with the right firm. Regarding the costs these will vary based on the structure and nuances of the proposed transaction. Please provide us with your contact information or phone us so that we can provide you with comprehensive commercial conveyancing calculation.