We see that you have a search directory identifying firms on the Virgin Money conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Treharris?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Treharris.
We're in Treharris, First timers purchasing with a mortgage (lender is Aldermore , and our solicitor is on the Aldermore conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Aldermore conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I am being told by my solicitor that chancel insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Treharris?
The right level of chancel indemnity insurance should be dictated by who who your lender is. It would differ for example between HSBC Bank and Leeds Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.
Are all Treharris Conveyancing Quality Solicitors on the TSB conveyancing panel?
Some major lenders now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.
After months of negotiation I have agreed a price on an apartment in Treharris. My financial adviser suggested a solicitor. I paid an advanced payment of £200. A couple of days later, the property lawyer contacted me to say that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Are there restrictive covenants that are commonly picked up during conveyancing in Treharris?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Treharris. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does the Landlord & Tenant Act 1954 impact my business property in Treharris and how can your lawyers assist?
The 1954 Act gives a safeguard to commercial lessees, giving them the a statutory right to apply to court for a new lease and remain in occupation at the end of an expired lease. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Treharris is one of the hundreds of areas of the UK in which our lawyers have offices