Finally the sale completed on my house in Treharris last January yet the purchaser is whats apping every few hours complaining that his lawyer needs to hear from myconveyancer. What are the post completion sale formalities now that I have sold?
Following your house sale your lawyer is committed to forward the transfer deeds and all supplemental paperwork to the buyer’s lawyers. Where relevant, your solicitor should also evidence that the mortgage has been paid off to the purchasers lawyers. There is unlikely to be post completion requirements just for conveyancing in Treharris.
Our mortgage company has suggested a law firm on their panel based in Treharris but I would rather use a conveyancing lawyer in Treharris round the corner to me. Can you assist?
It is by no means the case that all Treharris conveyancing solicitors are listed all lender’s conveyancing panel. Use our search tool to locate a Treharris conveyancing conveyancer on the on the mortgage company panel.
What is the difference between a licensed conveyancer and conveyancing solicitor in Treharris
There are two types of lawyers who can do conveyancing in Treharris namely CLC regulated conveyancers or solicitors. Both professionals administer conveyancing services that you need to complete the sale or acquisition of property. Both are duty bound to perform Treharris conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally conducted and that the requirements and procedures should be suitably adhered to.
I am helping my mother sell her property in Treharris. Will the conveyancer commission the EPC or it is for the owner to see to?
Following the abolition of Home Packs, energy performance certificates was retained a required component of selling a property. An energy assessment needs to be to hand prior to the property being marketed. This is not as aspect of the sale process that conveyancers normally organise. Where you are using a Treharris conveyancing lawyer they may help arrange EPC’s due to their relationships with long established local providers
I have a mortgage with Bank of Ireland for my property in Treharris. Conveyancing was finalised some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Bank of Ireland?
You must advise Bank of Ireland before letting out your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. It may be that Bank of Ireland will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. It should not be necessary to do this via a Bank of Ireland conveyancing panel solicitor.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Treharris is where the house is located. Is there any guidance you can impart?
Flying freeholds in Treharris are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Treharris you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Treharris may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking into buying my first house which is in Treharris and I am already nervous. I couldn't find anything specific about Treharris. Conveyancing will be needed in due course but do you know about the Treharris area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Treharris. In the meantime here are some basic statistics that we found