I am buying my first flat in Treharris with a loan from Platform Home Loans Ltd. The sellers would not move on the price so I negotiated 6k of extras instead. The estate agent advised me not disclose to my conveyancer about this deal as it could adversely affect my mortgage with Platform Home Loans Ltd. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is there anything unique about your site and other online quote calculators when it comes to conveyancing in Treharris?

At this site secure a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Treharris. As opposed to estate agents and many comparison sites we are not in the business of charging firms a fee if you appoint them for your home move in Treharris

I am thinking of appointing a conveyancing solicitor in Treharris for my house move. Can I check a solicitor's record with the profession’s regulator?

You can see documented Solicitor Regulator Association (SRA) determinations stemming from investigations from 2008 onwards. Visit Check a solicitor's record. For details Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA could monitor call for training requirements.

I wish to rent out my leasehold flat in Treharris. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?

Some leases for properties in Treharris do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably withhold but, in such cases, they would need to review references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.

I bought a 2 bed flat in Treharris, conveyancing having been completed in 2007. How much will my lease extension cost? Comparable flats in Treharris with a long lease are worth £170,000. The average or mid-range amount of ground rent is £50 yearly. The lease ends on 21st October 2102

You have 78 years remaining on your lease we estimate the price of your lease extension to span between £7,600 and £8,800 plus costs.

The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.

Do I stop the direct debit for my mortgage with Virgin Money once a completion date for my sale in Treharris has been set?

No, you should maintain meeting any mortgage payments to Virgin Money pending the mortgage being paid off on completion as part of your Treharris conveyancing.