The Tongwynlais conveyancing firm that I appointed last week on my purchase in Tongwynlais have suddenly shut down. They were on acting for me because I had to have a solicitor on the Skipton conveyancing panel and my preferred Tongwynlais lawyer was not. I gave my credit card details for them to take £195 for searches. What should be my next steps?
Assuming that you have an Estate Agent in the equation then let them know immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Skipton conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to help.
What is the difference between a licensed conveyancer and conveyancing solicitor in Tongwynlais
Two types of professional can do conveyancing in Tongwynlais namely CLC regulated conveyancers or solicitors. Both professionals administer conveyancing services that you need to complete the sale or acquisition of property. They are both required to carry out Tongwynlais conveyancing on similar standards and guidelines so you can be safe in the knowledge that your conveyancing will be professionally carried out and that all necessary steps should be appropriately adhered to.
Can you point me to a directory of Clydesdale panel solicitors in Tongwynlais on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. A small selection of banks make their panel listings viewable on the web. If you are seeking to appoint a Tongwynlais lawyer on the Clydesdale please make the most of our facility.
I'm in the process of looking at flats in Tongwynlais and I am now considering a potential offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with Clydesdale.
It would be advisable to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. Given that you are taking out a mortgage with Clydesdale, make sure you remember to check that your lawyer is on the Clydesdale conveyancing panel.
My relative suggested that if I am buying in Tongwynlais I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually included in the estimate for your Tongwynlais conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Tongwynlais around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Tongwynlais Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Tongwynlais Education with plans and statistics, Local Amenities and other useful information regarding Tongwynlais.
I decided to have a survey carried out on a house in Tongwynlais before retaining conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor advised that some mortgage companies may refuse to issue a mortgage on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. If you call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Tongwynlais. Conveyancing will be smoother if you use a solicitor in Tongwynlais especially if they are familiar with such properties in Tongwynlais.
My father has suggested that I appoint his conveyancing solicitors in Tongwynlais. Should I find my own conveyancer?
There are no two ways about it the ideal way to find a conveyancing solicitor is to have recommendations from friends or family who have actually experience in using the firm that you are considering.