Find a Tongwynlais Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Tongwynlais? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Tongwynlais home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Tongwynlais conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Tongwynlais

My partner and I are acquiring a ground floor flat in Tongwynlais. My Conveyancer is not on the bank approved list. Is it possible for me to appoint my Tongwynlais conveyancing solicitor even though they are excluded from the lender approved list?

Various options include

  • Proceed with your existing Tongwynlais conveyancer but your mortgage company will no doubt instruct a solicitor on their approved list. The net result is additional charges together with probable interruption.
  • Get a new conveyancing practitioner to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
  • Appeal to your solicitor to apply to join the lender panel

Various internet forums that I have come across warn that are the primary cause of stalling in Tongwynlais conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the common causes of delays during the legal transfer of property. Local searches are not likely to be the root cause of holding up conveyancing in Tongwynlais.

I am buying a new build apartment in Tongwynlais. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Tongwynlais

    Please supply a car parking plan. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

What makes a Tongwynlais lease problematic?

There is nothing unique about leasehold conveyancing in Tongwynlais. Most leases are unique and drafting errors can sometimes mean that certain provisions are wrong. The following missing provisions could result in a defective lease:

    Repairing obligations to or maintain elements of the property

You will encounter a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Lloyds TSB Bank, Norwich and Peterborough Building Society, and Nottingham Building Society all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to provide security, obliging the buyer to withdraw.

Tongwynlais Leasehold Conveyancing - Sample of Questions you should consider Prior to Purchasing

    Please note if it is fewer than 80 years it will impact the marketability of the flat. Check with your mortgage company that they are content with the length of the lease. Leases with fewer than 80 years remaining means that you will almost definitely have to extend the lease sooner rather than later and it is worth discovering what this will be. For most Tongwynlaislease extensions you would be required to have been the owner of the premises for 24 months in order to be legally able to carry out a lease extension. How many of the leaseholders are in arrears for their maintenance charge payments? Who takes responsibility for maintaining and repairing the building?

Our conveyancing in Tongwynlais is set to complete next Friday, yet the person I am buying from wishes to move out the next day at midday. Can I agree to such a plan?

You can't complete on a Saturday because the bank systems are not operational.

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