We note that you have a search directory listing solicitors on the conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Llandaff North?

We are a listing service only for law firms wishing to communicate if they are on the conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Llandaff North.

I am purchasing a garden flat in Llandaff North. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Llandaff North you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Llandaff North.

I am the sole recipient of my late father’s will with all property in now in my sole name, including the house in Llandaff North. The Llandaff North property was put into my name in . I plan to dispose of the property. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership could be treated the same way as if I'd bought the house in . Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. Some mortgage companies would take a sensible view as this obligation is primarily there to pick up on subsales or the wholesaling and assigning of properties.

Is it the case that all Llandaff North solicitor practices on the conveyancing panel are regulated by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the conveyancing panel they would need to be overseen by the SRA. The majority of banks do allow licenced conveyancers on their panel and in that case the organisation would be overseen by the CLC.

My wife and I are at the point of viewing houses in Llandaff North and I am now considering a potential offer. Is it premature to have a solicitor in place? I will be getting a mortgage with .

You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are getting a mortgage with , ask your prospective lawyers if they are on the conveyancing panel otherwise they can't do the mortgage legal work.

I'm buying my first flat in Llandaff North with a loan from . The sellers would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The property agent told me not disclose to my lawyer about this side-deal as it may impact my mortgage with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My partner has encouraged me to appoint his conveyancers in Llandaff North. Should I find my own solicitor?

Much as we are happy to recommend a Llandaff North conveyancing lawyer it’s preferable to select a conveyancing practitioner is to get guidance from friends or family who have actually experience in using the conveyancer you're are thinking of instructing.