The Llandaff North conveyancing firm handling our Llandaff North conveyancing has uncovered a difference when comparing the assumptions in the valuation report and what is in the conveyancing documents. My lawyer informs me that he is duty bound to ensure that the lender is OK with this discrepancy and is still content to lend. Is my solicitor’s stance correct?

Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

My brother-in-law has suggested I instruct a conveyancing solicitor in Llandaff North. I I would like to check whether they are on the Yorkshire Building Society conveyancing panel. Could you help?

The first thing to do is call the conveyancer and enquire if they can act for the lender. Otherwise you can call Yorkshire Building Society who may be able to assist.

About to purchase a new build apartment in Llandaff North. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Llandaff North

Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what should have been a simple, chain free conveyancing. Llandaff North is the location of the property. Can you offer any advice?

Flying freeholds in Llandaff North are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Llandaff North you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Llandaff North may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Should I stop the direct debit for my mortgage with Barclays as soon as a completion date for my sale in Llandaff North has been agreed?

No, you should maintain paying any mortgage sums to Barclays until the mortgage is redeemed from the proceeds of sale as part of your Llandaff North conveyancing.