It is a dozen years since I acquired my house in Llandaff North. Conveyancing lawyers have just been retained on the sale but I am unable to locate the title deeds. Will this cause complications?
Don’t worry too much. Firstly the deeds may be kept by your mortgage company or they could still be with the conveyancers who acted in your purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Llandaff North relates to registered property but in the rare situation where your home is unregistered it is more problematic but is resolvable.
I am selling our house in Llandaff North and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A high street Llandaff North lawyer would know that there is no such problem. For the life of me I don't know why the buyers used a web based conveyancing outfit as opposed to a conveyancing solicitor in Llandaff North. Having lived in Llandaff North for three years we know of no issue. Do we contact our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Me and my brother purchased a terraced Georgian house in Llandaff North. Conveyancing solicitor represented me and Clydesdale. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the exact same property. Is it worth asking Clydesdale to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Llandaff North and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing practitioner who conducted the conveyancing.
I own a leasehold house in Llandaff North. Conveyancing and Birmingham Midshires mortgage are in place. A letter has just been received from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1992. The conveyancing solicitor in Llandaff North who previously acted has long since retired. What should I do?
The first thing you should do is make enquiries of the Land Registry to make sure that the individual purporting to own the freehold is in fact the new freeholder. It is not necessary to incur the fees of a Llandaff North conveyancing firm to do this as it can be done on-line for less than a fiver. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Llandaff North Conveyancing for Leasehold Flats - A selection of Queries before buying
It is important to be aware whether a new roof is being installed or some other major work is pending to be shared amongst the leaseholders and will dramatically impact the level of the maintenance charges or result in a one time payment. Please note that where the lease has no more than 80 years it will have adverse implications on the value of the flat. It is worth checking with your lender that they are willing to go ahead with the loan given the lease term. Leases with fewer than 80 years remaining means that you will probably have to extend the lease at some point and you need to have some idea of what this will be. Remember, in most cases you will be be obliged to have owned the residence for 24 months in order to be entitled to carry out a lease extension. Does the lease include onerous restrictions?
We have been told by numerous family members that it should take up to two months for Llandaff North conveyancing to complete.This was 3 ago. The draft contract was only forwarded from the vendors conveyancer yesterday so now does it countdown?
You need to be pragmatic concerning timing. Moving home in Llandaff North usually takes about two months. This time period is not due to conveyancer being slow and willfully delay matters. The amount of money involved in purchasing any residence is so high, the purchaser's conveyancer needing to raise a wide range of questions, searches and other checks to protect the buyer and their lender (if there is to be a mortgage) from expensive, avoidable problems. Conveyancing in Llandaff North involves seeking information from various different parties, including other solicitor, local councils, private companies, mortgage companies. Many of these are well organised. Plenty are not. Finally, no matter how quickly your conveyancer do their work, if the people you are purchasing from or are selling to aren't ready, nothing can go ahead until they are.