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Find a Cross Keys Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cross Keys? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cross Keys home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cross Keys conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cross Keys

What happens if my lawyer’s firm is removed from the HSBC Solicitor panel ahead of completing my conveyancing in Cross Keys?

The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

Have just purchased a probate house at auction in Cross Keys. Conveyancing is needed. What happens now?

Having exchanged you now have to hire the services of a conveyancing practitioner soon as you are faced with a fast approaching a drop dead date to complete the property. Every auction property should have an associated auction set of papers. This should include most,if not all of the documents that your lawyer will need. Where you are dealing with leasehold premises the conveyancing papers should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to a leasehold property. You must hand this to your appointed conveyancing solicitor ASAP. Do make sure that you have funds organised to complete on the on the contractual date .

Is it the case that all Cross Keys solicitors on the Yorkshire BS conveyancing panel are governed by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Yorkshire BS approved list of solicitors they would need to be regulated by the SRA. The majority of banks do list licenced conveyancers on their panel and in such a situation the firms would be governed by the CLC.

I am selling my apartment. I had a double glazing fitted in June 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Co-operative are being pedantic. The Cross Keys solicitor who is on the Co-operative conveyancing panel is recommending indemnity insurance as a solution but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?

It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

My wife and I are selling our property in Cross Keys and according to the buyers it appears that there is a risk of it being built on contaminated land. Any local conveyancer would know this is not the case. It does beg the question why the purchasers are using a factory type conveyancing firm as opposed to a conveyancing solicitor in Cross Keys. Having lived in Cross Keys for 4 years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation that there is no issue.

It would appear that you have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

I am looking for a flat up to £195,000 and found one close by in Cross Keys I like with a park and transport links nearby, however it only has 52 years on the lease. There is not much else in Cross Keys in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?

If you require a mortgage that many years may be problematic. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of twenty four months you may request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.

I am downsizing from my property. My former solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Cross Keys if that makes things easier.

Do use our search tool to help you find a solicitor for your conveyancing in Cross Keys. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.

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