Can the conveyancing solicitors listed on your site handle conveyancing in Cross Keys by way of an attended exchange?
We do have a number of conveyancing experts carrying out personalised exchanges. Please call us to secure a costs illustration and details as to dates.
We are planning to acquire a house and require a conveyancing solicitor in Cross Keys who is on the Coventry BS solicitor panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Cross Keys.
We have agreed to purchase a house in Cross Keys. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Kent Reliance be concerned?
As you are obtaining a mortgage with Kent Reliance your lawyer must comply with the formal requirements set out in Section two of UK Finance Lenders’ Handbook for Kent Reliance. The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and solicitors are required to report to Kent Reliance where a lease does not meet these requirements. The provisions relate to the installation of panels on properties nationwide and is not restricted to Cross Keys.
Planning on purchasing a maisonette in Cross Keys. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Cross Keys lawyer is on the UBS conveyancing panel.
Having digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Cross Keys solicitor - who is on the Virgin Money conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Cross Keys surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
What will a local search reveal concerning the house my wife and I buying in Cross Keys?
Cross Keys conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search organisations such as Searchflow The local search is essential in every Cross Keys conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
I have recently had an offer accepted on a leasehold flat in Cross Keys and the mortgage adviser that we are dealing with suggested his conveyancing practitioner. They quoted a thousand pounds plus VAT and disbursements. Does this sound reasonable?
Don't just go on a single estimate. One should obtain like-for-like quotes for your conveyancing in Cross Keys. Then select one that you are comfortable with and just as important, is on the approved panel of the mortgage company that you have applied for a mortgage from.