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Recently asked questions about conveyancing in Cross Keys

The owners of the home we are hoping to buy have instructed a conveyancing firm in Cross Keys who has insisted on a preliminary agreement with a deposit 6,000. Are such agreements sensible?

This kind of contract is unusual in Cross Keys, conveyancers are often found to veer clients away from them as they divert attention from the primary objective, namely conveyancing and if you end up losing your deposit then the lawyer is left exposed. Furthermore, there is no guarantee that just because the owner has signed a lock out agreement they will sell to you. They may breach the agreement if they are offered a big enough financial inducement to do so because an aggrieved party with the benefit of a lockoutcontract will still have to show losses as a consequence of the breach and this may not compare to the financial upside that the owner may gain by breaching the contract, no matter how morally unworthy that may be.

My aunt passed away last year and as sole heir and executor I was left the property in Cross Keys. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this possible?

If you plan to refinance then Kent Reliance will insist on your using a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.

Just acquired a terraced house in Cross Keys , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Cross Keys conveyancing solicitor works at snail pace, so I want to check the registration formalities are concluded.

As far as conveyancing in Cross Keys registration is no quicker or slower than anywhere else in the country. Rather than based on location, timescales can differ according to the party submitting the application, whether it is in order and if the Land registry communicate with any other parties. Currently in the region of three quarters of such applications are completed within two weeks but occasionally there can be extensive delays. Historically registration is effected once the buyer is living at the premises so 'speed' is not usually primary concern yet if there is a degree of urgency associated with the registration then you or your lawyers must communicate with the Registry to express the reasoning for the application to be prioritised.

How does conveyancing in Cross Keys differ for newly converted properties?

Most buyers of new build or newly converted property in Cross Keys contact us having been asked by the seller to sign contracts and commit to the purchase even before the house is completed. This is because new home sellers in Cross Keys typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cross Keys or who has acted in the same development.

As co-executor for the estate of my aunt I am selling a house in Swansea but reside in Cross Keys. My solicitor (based 200 miles awayneeds me to execute a statutory declaration prior to completion. Could you suggest a conveyancing lawyer in Cross Keys to witness and place their company stamp on the document?

strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Cross Keys based

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