I require conveyancing for a flat in a fairly new development (five years old) in Cwmcarn. 95% of the flats have already been occupied. Do I need carry out the conveyancing searches as part of conveyancing in Cwmcarn?

You would be putting yourself at risk in refusing to carrying out Cwmcarn conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal necessity to have them, but we would absolutely advise in the strongest possible terms that you have them. If time pressures and price are primary issues you should consider with your solicitor about the options such as lack of search insurance available to you

My friend suggested that where I am buying in Cwmcarn I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is sometimes quoted for as part of the standard Cwmcarn conveyancing searches. It is a large document of more than thirty pages, listing and detailing important information about Cwmcarn around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Cwmcarn Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data regarding Cwmcarn.

My wife and I own a semi-detached Victorian property in Cwmcarn. Conveyancing practitioner acted for me and Halifax. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cwmcarn and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing solicitor who carried out the work.

I'm converting the mortgage on my current house to a buy to let loan with Virgin Money and I will use the rest of the raised equity towards a second property. The neighborhood we are talking about is Cwmcarn. Will your lawyers be able to act for the two mortgage companies and tie in the conveyances?

Do use our search tool on this page to ensure that the lawyers are on the relevant lender panels. On the basis that they are your conveyancer should be able to connect the two deals but you should have a chat with you lawyer and communicate your desired outcome and needs.

Having had my offer accepted I require leasehold conveyancing in Cwmcarn. Before diving in I require certainty as to the number of years remaining on the lease.

If the lease is recorded at the land registry - and most are in Cwmcarn - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Cwmcarn Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

This information is helpful as a) areas can result in problems in the building as the communal areas may begin to deteriorate where maintenance remain unpaid b) if the tenants have an issue with the running of the building you will wish to have complete disclosure Does the lease include onerous restrictions?