I am getting a mortgage with Nat West. My intention is to employ the services of a Licensed Conveyancer in Cwmcarn. Does the Nat West Solicitor panel include conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I have 71 years left on my lease and require a lease extension for my apartment in Cwmcarn. Conveyancing solicitors on the Virgin panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 30/10/2024 the requirements read as follows :
This question may be naive but I am new to the house moving as FTB of a garden flat in Cwmcarn. Do I receive the keys to the premises on the completion date from my conveyancer? If so, I will instruct a High Street conveyancing solicitor in Cwmcarn?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s solicitors, and once they have received this, you will be invited to pick up the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.
A relative pointed out to me me that in buying a property in Cwmcarn there could be a number of restrictions prohibiting external alterations to a property. Is this right?
We are aware of a number of properties in Cwmcarn which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Cwmcarn should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are buying a detached bungalow in Cwmcarn. The intention is to carry out an extension to the side at the property.Will the conveyancing process include checks to ascertain if these alterations are prohibited?
Your property lawyer will check the deeds as conveyancing in Cwmcarn will sometimes reveal restrictions in the title deeds which prohibit categories of alterations or necessitated the permission of a 3rd party. Many additions call for local authority planning consent and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
I used Arc property Solicitors several years past for my conveyancing in Cwmcarn. I now require my file but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cwmcarn of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Cwmcarn is where the house is located. What do you suggest?
Flying freeholds in Cwmcarn are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cwmcarn you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cwmcarn may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.