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Recently asked questions about conveyancing in Risca

I purchased my house on 14 November and the transaction details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Risca said it will be registered in less than a month. Are transfers in Risca uniquely lengthy to register?

As far as conveyancing in Risca registration is no faster or slower than the rest of the country. Rather than based on location, timescales can vary according to the party submitting the application, whether there are errors and whether the Land registry have to notify any 3rd persons or bodies. As of today roughly three quarters of such applications are fully dealt with in less than three weeks but some can be subject to longer delays. Registration is effected once the buyer is living at the premises so post completion formalities is not typically an essential issue but if there is a degree of urgency associated with the registration then you or your conveyancer can contact the land registry and explain the circumstances.

How does conveyancing in Risca differ for new build properties?

Most buyers of new build property in Risca contact us having been asked by the seller to sign contracts and commit to the purchase even before the house is constructed. This is because new home sellers in Risca tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Risca or who has acted in the same development.

I have been on the look out for a ground for flat up to £245,000 and found one round the corner in Risca I like with a park and transport links nearby, however it's only got 51 years on the lease. I can't really find anything else in Risca suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?

If you require a home loan that many years will be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.

Am I best advised to go with a Risca conveyancing practitioner in close proximity to the house I am purchasing? An old friend can perform the legal work however they are based 200miles drive away.

The primary upside of using a high street Risca conveyancing practice is that you can drop in to sign documents, deliver your ID and apply pressure on them if necessary. Having local Risca know how is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and the majority were impressed that must outweigh using an unfamiliar Risca conveyancing solicitor just because they are Risca based.

Do online conveyancing organisations do everything a local Risca solicitor does or must I retain a solicitor for the final stages for my conveyancing in Risca?

If you instruct an online conveyancer they should undertake all the tasks your Risca conveyancer will cover.

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