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Find a Risca Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Risca? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Risca conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Risca conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Risca

I have been referred to a conveyancing solicitor in Risca. I I am struggling to find out whether they are accepted on the Virgin Money conveyancing panel. Could you help?

The first thing to do is contact the conveyancer and enquire whether they are on the lender panel. Alternatively please get in touch with Virgin Money who may be able to confirm.

Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who conducted the conveyancing in Risca 4 years ago are no longer around. Will I be able to sell the house?

Assuming you have a registered title the information relating to your proprietorship will be held by HMLR under a Title Number. It is easy to perform a search at the Land Registry, find your house and obtain up to date copies of the Registered Entries for less than a fiver. If the title is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what should have been a straight forward, chain free conveyancing. Risca is the location of the property. Can you shed any light on this issue?

Flying freeholds in Risca are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Risca you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Risca may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I have just started marketing my basement flat in Risca. Conveyancing is yet to be initiated, but I have recently had a yearly maintenance charge invoice – should I leave it to the buyer to sort out?

The sensible thing to do is clear the maintenance contribution as usual because all rents and maintenance charges will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

I acquired a leasehold flat in Risca, conveyancing having been completed 4 years ago. Can you give me give me an indication of the likely cost of a lease extension? Similar properties in Risca with an extended lease are worth £176,000. The ground rent is £50 invoiced annually. The lease terminates on 21st October 2102

With only 80 years remaining on your lease the likely cost is going to span between £8,600 and £9,800 as well as costs.

The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before getting professional advice.

Do online conveyancing organisations do everything a local Risca solicitor does or must I retain a solicitor for the final stages for my conveyancing in Risca?

Where you use an online conveyancer they will undertake all the things your Risca conveyancer will cover.

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Find out more about how flying freehold can affect your the value of a property.