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Find a Risca Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Risca? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Risca home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Risca conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Risca

Can the conveyancing practitioners that you recommend handle right to buy conveyancing in Risca?

We work with plenty of conveyancing specialists carrying out right to buy transactions Do get in touch with the solicitors listed to obtain a conveyancing quote.

I am the registered owner of a freehold property in Risca but nevertheless charged rent, why is this and what is this?

It is rare for properties in Risca and has limited impact for conveyancing in Risca but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.

Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.

When it comes to mortgage companies such as Principality, do Risca conveyancing practitioners face a yearly amount to be on the conveyancing panel?

We are unaware of any lender fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.

I have paid off my mortgage with TSB. I assume I don't need a Risca property lawyer on the TSB panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where TSB has sent the Land Registry the discharge electronically, and
  3. TSB has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your TSB mortgage has been paid off.

I am due to exchange contracts on my house. I had a double glazing fitted in August 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Co-operative are being pedantic. The Risca solicitor who is on the Co-operative conveyancing panel is recommending indemnity insurance as a solution but Co-operative are requiring a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?

It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

What does a local search inform me regarding the property we're buying in Risca?

Risca conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Searches UK The local search is essential in every Risca conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your new home. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.

I need to retain a conveyancing solicitor for my conveyancing in Risca. I happened to land on a site which seems to have the ideal offering If it is possible to get all the legals completed via web that would be preferable. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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