Find a Ebbw Vale Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Ebbw Vale? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Ebbw Vale conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Ebbw Vale conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Ebbw Vale

My husband and I are purchasing a 2 bedroom flat in Ebbw Vale with a mortgage. We have a Ebbw Vale conveyancer, but the lender says he's not on their "panel". We have to appoint one of the lender panel conveyancing practices or keep our Ebbw Vale solicitor as well as pay for one of their panel lawyers to act for them. We regard this is unjust; is there anything we can do?

No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Ebbw Vale conveyancing solicitor to apply to be on the conveyancing panel.

My Solicitor in Ebbw Vale is not on the Coventry Building Society Conveyancing Panel. Is it possible for me to use my family solicitor even though they are excluded from the Coventry Building Society list of approved lawyers?

Your options are as follows:

  1. Carry on with your preferred Ebbw Vale solicitors but Coventry Building Society will need to retain a solicitor on their panel. This will result in additional overall conveyancing charges and cause delays.
  2. Get an alternative lawyer to to deal with the purchase, obviously checking they are Coventry Building Society approved.
  3. Persuade your Coventry Building Society based solicitor to try to join the Coventry Building Society panel

It has been five months following my purchase conveyancing in Ebbw Vale completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Ebbw Vale differ for newly converted properties?

Most buyers of new build property in Ebbw Vale approach us having been asked by the developer to sign contracts and commit to the purchase even before the premises is finished. This is because developers in Ebbw Vale tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ebbw Vale or who has acted in the same development.

Builders have put forward a solicitor and I've obtained an estimate from them. It's almost three hundred pounds cheaper than my family Ebbw Vale conveyancing practitioner. Should I use them?

Builders normally have lists of lawyers who are quick and who know the builder's contract and conveyancing practitioner. As many developers offer an incentive to select a preferred property lawyer for this reason, any increased fees can be avoided and a builder will not suggest a conveyancing factory and run the risk of having the transaction stall when they require an exchange in 28 days. The argument for not agreeing to use the suggested conveyancing practitioner is that they may be reluctant to 'push' your interests at the risk of upsetting the housebuilder. Where you have concerns that this may be the case you should remain with your high street Ebbw Vale solicitor.

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