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Find a Beaufort Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Beaufort? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Beaufort transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Beaufort conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Beaufort

Am I correct in assuming that the fact that my solicitor in Beaufort is not identified on my lender's conveyancing panel that there is a problem with the quality of her work?

It would be unwise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Beaufort conveyancing firm and enquire why they are no longer on the approved list for your bank.

My uncle passed away 10 months ago and as sole heir and executor I was left the house in Beaufort. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this allowed?

Given you plan to refinance then Santander will require that you use a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.

How does conveyancing in Beaufort differ for new build properties?

Most buyers of new build residence in Beaufort come to us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is completed. This is because builders in Beaufort usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Beaufort or who has acted in the same development.

Due to the guidance of my in-laws I had a survey completed on a house in Beaufort ahead of instructing conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some lenders will refuse to issue a mortgage on a flying freehold house.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. If you call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Beaufort. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Beaufort to see if the conveyancing will be more expensive.

We're new to the buying process - had an offer accepted, but the property agent informed us that the owners will only go ahead if we appoint their chosen solicitors as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a family conveyancer who is accustomed to conveyancing in Beaufort

We suspect that the owner is unaware of this request. If they desire ‘a quick sale', turning down a genuine buyer is going to damage their objectives. Contact the owners directly and explain that (a)you are keen to buy (b)you are ready to go, with finances arranged © you are unencumbered (d) you wish to move quickly (e)but you intend to use your own,trusted Beaufort conveyancing solicitors - rather thanthose that will earn the estate agent a kickback or hit his conveyancing figures demanded by corporate headquarters.

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Find out more about how flying freehold can affect your the value of a property.